What's the difference between telephone insurance and business hall insurance?

The advantage of buying auto insurance by telephone is that it is obviously cheaper than buying it from a salesman, and there may be preferential activities or even small gifts, while buying it through a salesman may be a little more expensive. On the one hand, salesmen make money by business, on the other hand, there will be corresponding costs for serving you.

2. Different services.

The disadvantage of telephone auto insurance is that if you have an accident while driving, you have to report it to the insurance company for settlement. Sometimes the settlement may be delayed. If there are other things you don't understand, you can only find a way to solve them yourself.

However, through the salesman's purchase, he is your service specialist. You can call him directly and ask him to come and handle it for you. After all, he is a professional, and slow payment can help you rush. If you are not clear about the claim, you can also consult.

3. Purchase channels are different.

Telephone auto insurance is a channel for employees of insurance companies to sell to customers by telephone, and they can directly communicate with customers by telephone to choose insurance types. Buying auto insurance through salesmen is a traditional channel, and salesmen can directly provide services to customers and provide different ways of buying.