Traditional Culture Encyclopedia - Traditional culture - Agricultural insurance can be divided into what types?
Agricultural insurance can be divided into what types?
Legal analysis: agricultural insurance is designed for agricultural producers in the process of planting, forestry, animal husbandry and fishery production, to suffer from natural disasters, accidents epidemics, diseases and other insurance accidents caused by the economic loss of a kind of insurance. Agricultural insurance according to the different types of agriculture is divided into planting insurance, aquaculture insurance; according to the nature of the risk is divided into natural disaster loss insurance, disease and pest loss insurance, disease and death insurance, accidental loss insurance; according to the different scope of the insurance liability, can be divided into the basic liability insurance, comprehensive liability insurance and all risks; according to the payment method can be divided into planting loss insurance and harvest insurance.
Legal basis: "Agricultural Insurance Regulations" Article 3 The state supports the development of various forms of agricultural insurance, and improve the policy agricultural insurance system. Agricultural insurance to implement the principle of government guidance, market operation, independent and voluntary and synergistic promotion. The people's governments of provinces, autonomous regions and municipalities directly under the central government may determine the mode of operation of agricultural insurance that suits the actual situation of the region. No unit or individual may use administrative power, position or professional convenience and other ways to force or restrict farmers or agricultural production and management organizations to participate in agricultural insurance.
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