Which bank does inclusive finance belong to?

Inclusive finance is not a product launched by any bank. In fact, it refers to providing financial services to all social strata and groups with financial services needs on the premise of affordable costs.

Simply put, inclusive finance is an idea. The word "inclusive" can be understood as allowing everyone to enjoy financial services equally, and everyone can get financial service opportunities.

Farmers, urban low-income people, poor people, small and micro enterprises and other vulnerable groups, as well as special groups such as the disabled and the elderly, are the key service targets of inclusive finance. It can be said that the poor and low-income customers are the center of this financial system.

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Inclusive finance follows the principle of commercial sustainability and combines marketization with policy support, which not only meets the needs of all social strata and groups, but also benefits the suppliers reasonably.

Inclusive finance has also promoted the development of microfinance institutions and encouraged traditional financial institutions to carry out microfinance business, thus cultivating more financial service providers to serve poor and low-income customers and participate in competition.

Finance is a Chinese vocabulary, and the pinyin is jρn róng. Finance refers to the issuance, circulation and withdrawal of money, the issuance and recovery of loans, the deposit and withdrawal, the exchange of foreign exchange and other economic activities.

FINANCE or finance is an equivalent cycle to realize value and profit after re-integration of existing resources. The professional view is that the process from saving to investment can be narrowly understood as financial dynamic monetary economics. )

Finance is the behavior that people make decisions on the optimal allocation of resources in an uncertain environment.

The essence of finance is value circulation. There are many kinds of financial products, including banks, securities, insurance, trusts and so on. Finance involves a wide range of academic fields, including accounting, finance, investment, banking, securities, insurance, trust and so on.

Finance is a trading activity, and financial trading itself does not create value. Then why does it make money in financial transactions? Mr. Chen Zhiwu believes that financial transactions are a way to realize future income, that is, tomorrow's money will be spent today. If we spend more money tomorrow, will it cause inflation?

Simply put, the frequency of financial transactions is an important indicator reflecting the economic prosperity of a region, a region and even a country.

The concept of traditional finance is a subject that studies the circulation of money and funds. The essence of modern finance is the capitalization process of business activities.

The western definition, the New palgrave Dictionary of Economics, refers to the operation of the capital market, the supply and pricing of assets. Its basic contents include efficient market, risk and return, substitution and arbitrage, option pricing and corporate finance.

Gold once became the only medium of international trade. In the era of barter economy, businessmen can only carry out counterpart transactions and barter. Therefore, human economic activities are greatly restricted. In the era of gold standard economy, value and wealth are based on physical assets-gold. This objective physical method is very beneficial to the stable development of the global economy.

However, as the carrier of value circulation, gold's disadvantages, such as inconvenient physical conditions such as handling, carrying and conversion, make it give way to more flexible paper money (currency).