What are the precautions for buying a second suite?

Natural homes should have an extra house. After all, those who have sons at home still need to buy more houses. But the country has a very strict purchase restriction policy. Pay attention to relevant skills when buying a house to help you save money. What are the skills and precautions for buying a second suite? Look at the introduction below. This country is now open. After the second child policy gives birth to a second child, natural families should have one more house. After all, those who have sons at home still need to buy more houses. But the country has a very strict purchase restriction policy. Pay attention to relevant skills when buying a house to help you save money. What are the tips for buying a second suite and what are the precautions for buying a second suite? Look at the introduction below.

Buying skills of second suite

You can choose to buy a second house or an apartment with unlimited area. Because Chengdu has implemented a local purchase restriction policy, and it is stipulated that singles can't buy a second suite under the purchase restriction policy, so singles have many restrictions when buying a second suite.

What are the precautions for buying a second suite?

1. First, ask the seller to provide the original legal property right certificate, and go to the housing management department to inquire about the authenticity of the property right certificate, as well as the property right source and property right record of the house to be purchased. Including the owner, registration date, transaction price, etc. It is also necessary to confirm the integrity of the seller's property rights and know whether the purchased house has been mortgaged and shared with others. Pay attention to whether the owner and seller on the real estate license are the same person. Secondly, it is necessary to find out whether the purchased house is allowed to be sold. Generally speaking, the public houses of troops, hospitals and schools must be sealed by the original unit before they can be sold.

2. Unlike commercial housing, second-hand housing sales are generally? Case? . Therefore, related prices, housing conditions, etc. , all need consumers themselves or their own entrusted institutions to understand in detail. Before deciding to buy, consumers should carefully observe whether the apartment is reasonable, whether all kinds of management are in place, and whether the power supply capacity can load large household appliances such as air conditioners. Check the ceiling for signs of water seepage, and the walls for obvious problems such as bursting or peeling. Some even ask about the level of community security, property management fees and charging standards.

3. Consumers should never forget to know how long the house has been purchased and how long the land use period is; Are there any arrears, such as property management fees, utilities, gas fees, etc. On the basis of mastering the basic situation of housing, consumers should compare and judge the value of second-hand housing from many aspects. You can also entrust a trusted intermediary or evaluation agency to evaluate whether you can make a second-hand housing mortgage loan. Under normal circumstances, banks will make a hedging assessment when they mortgage, and this price can show the hedging price of the house.

What are the tips for buying a second suite and what are the precautions for buying a second suite? After the above introduction, you should already know the answer. If you can't live in a house at all, buy a second house quickly. However, the down payment ratio of the second suite is generally higher, and the loan interest rate is higher. But if you know the relevant skills, you can avoid calculating the second house directly according to the first house.