How to handle retirement procedures? What are the precautions for endowment insurance?

First, how to go through retirement procedures.

First, if you have paid for rural pension or urban pension, you have paid 15 years by the time you are 60 years old.

Then I can get my ID card, household registration book, social security card and so on. Join me in the month of my birthday, and go to the neighborhood office or the village Committee for retirement.

Generally, if you apply in the same month, you can get a pension next month.

Second, if you are still an employee when you retire, you don't have to worry about this problem.

Just hand over your ID card, social security card and labor contract. Go to work.

Third, if individuals pay social security as flexible employees, retirement is also very simple. I can go to the local social security service point with my ID card, household registration book and social security card.

Fourth, retirees should prove their existence every year, such as fingerprint inspection and face brushing certification. If they are not certified within the specified time, the pension may be stopped.

Second, what are the precautions for endowment insurance?

1. If the employee's contribution wage is higher than 300% of the province's average social wage in the previous year, 300% of the average social wage in the previous year is the payment base; If the wages paid by employees are lower than 60% of the province's average social wage last year, 60% of the province's average social wage last year will be the base of payment.

2. Individuals who participate in endowment insurance take a certain proportion of the average social wage of local employees in the previous year as the base of individual contributions, and the optional grades are 60%, 80%, 100%. Based on the increasing average social wage year by year, some provinces and cities have improved their grades by 40% in consideration of individual affordability.