Traditional Culture Encyclopedia - Traditional culture - What are the conditions for Shenzhen provident fund loans to buy shops and houses in Baoan Mountain Villa, and what are the main projects for second-hand housing transactions?
What are the conditions for Shenzhen provident fund loans to buy shops and houses in Baoan Mountain Villa, and what are the main projects for second-hand housing transactions?
The conditions for purchasing the house of Bao 'an Mountain Villa Store with provident fund loan include: 1. The borrower must have an account in the city where Baoan Mountain Villa Store is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Baoan Mountain Villa, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase shops in Baoan Mountain Villa; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
There are 1 points for attention in the transaction of second-hand houses in shops in Baoan Mountain Villa. The real identity of the owner must be confirmed before the transaction of the second-hand house in Baoan Mountain Villa; 2. When signing the contract for the sale of second-hand houses in Baoan Villa, both parties must make clear their respective liabilities for breach of contract; 3. The time of payment and transfer must be marked; 4. The handover time of related expenses of second-hand houses in Baoan Villa shops must be indicated; 5. When signing a contract with an intermediary company, you must have a detailed list of agency fees; 6. Buying a second-hand house in Baoan Villa through an intermediary company must require meeting with the owner; 7. You must learn to use the supplementary agreement.
The above information is for reference only. I hope I can help you!
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