What is carcinoma in situ? Why do most critical illness insurance policies not cover this?

Dongguan

Children's Insurance Services

With the advancement of medical diagnostic and treatment equipment, medical checkups are still recognizing the stage of carcinoma in situ, the easier it is to detect carcinoma in situ, and the more cases of carcinoma in situ counseling have increased, the more the patients can be detected at an earlier stage than those who are found to have advanced stages of the disease, the more patients can find out about the disease early on. medical theory says that the earlier the disease is diagnosed the earlier the medical intervention is made to help alleviate the patient's pain and suffering economic losses and the more the recovery is possible. Critical illness insurance additional benefits within the sum insured to pay for the Ding division of carcinoma in situ explained recognize the establishment of clinical experience has not been diagnosis and treatment equipment sophistication is higher since the diagnosis of the disease in-depth the higher the difference between the cost of advocating the choice of products containing minor illnesses minor illnesses include carcinoma in situ

Li Chunli

Beijing

New China Life

You need to needle your question called carcinoma in situ I find the answer: carcinoma in situ

The original organ cancer original organ cells various kinds of Primary cancer is a cancer that occurs in the original tissues, organs, cells and all organs and tissues of the body, except for the hair on the fingernails and toenails, which are all affected by primary cancer. Cancer cells are transferred to the body through the bloodstream and lymphatic vessels, and then to other parts of the body, which are called metastatic cancer. The spread of metastasis to the whole body primary cancer primary cancer stage is eligible for benefits

Invasive cancer

Cancer cells break through the basement membrane, then the development of invasive cancer invasive cancer whether or not the cancer cells metastasis are eligible for heavy disease insurance benefits cancer development gradually evolve process due to the small number of cells of the cancer in situ cancer is difficult to detect the limited cancer by means of regular examination at present, the vast majority of the cancer clinically found to be invasive cancer, the pathological report of the carcinoma in situ is rare.

To put it plainly: carcinoma in situ is generally excluded from the terms and conditions of the general health insurance policy. Carcinoma in situ is called Bowen's disease or endothelial carcinoma, which is seen at the junction of the cornea and conjunctiva where the tumor and the neighboring tissues are clearly bounded by the tumor and the tumor develops slowly and is limited to a number of intradermal pathologies, showing that there are a kind of pattern of epidermal hyperplasia which belongs to the dermal endothelial carcinoma. The basement membrane of the skin is usually intact, and the prognosis is generally good because it is known that carcinoma in situ does not belong to the true meaning of cancer original Moreover, the medical cost is quite high hospitalization to solve

Wang Yanrong

Yancheng

Huaxia Shou

The stage of carcinoma in situ cancer cancer is confined to the skin or mucous membranes epidermal surface layer does not invade the basement membrane Simple surgical resection can cure the patient, but lymphatic drainage is needed to carry out chemotherapy or radiotherapy surgery. The cost is less to the patient to create a rational impact of the stage of carcinoma in situ can be diagnosed the patient said both fortunate fortunate life insurance critical illness insurance even if the cancer to pay the benefits completely life insurance industry themselves understand the carcinoma in situ patients understand the confusion between primary and early stage of cancer

16 front Zheng Zhe

Jin

Ping An Shou

1. a number of insurance companies have carcinoma in situ listed in the exclusion clauses belonging to the true meaning of the cancer a certain degree of cure2. The general recognition of cancer as a definite disease insurance policy stipulates that patients with carcinoma in situ within the scope of compensation in the actual carcinoma in situ cancer cancer early carcinoma in situ patients to account for the vast majority of cancer patients

Cancer in situ refers to the skin malignant tumors confined to the skin or mucous membranes did not pass through the skin or mucous membrane surface of the basement membrane invasion of the surrounding tissues

Cancerous lesions development of carcinoma in situ plus the treatment of the development of invasive carcinoma in situ carcinoma carcinoma in situ carcinoma in early stage, so that is called the 0 stage of cancer surgical excision that is Complete cure

Carcinoma in situ is found in the cervix, skin, bronchus, stomach, prostate breast and other parts of the body