Foreign institutions research shows that banks will disappear, what do you think?

If there is no equality of money in everyone's pockets, then the reality of the future of the bank, will be exclusive to the "rich"!

"Outsiders" studying China's future banks may disappear and transform into artificial intelligence. But they are still "outsiders", they have not studied the Chinese people's obsession with money, how many people believe in the so-called "intelligence". It's not that we're not technologically advanced enough, it's just that the change in attitude and technology is not proportional.

When Alipay and other fast payment rise, the bank in order to catch up with the times, but also the "online banking" recommended to customers, but the embarrassing thing is: there is a need for a large number of transfers will not be used, or do not feel safe to use the "Internet banking", and will be able to use the trust of the, but the Those who can use and trust it, however, feel that Alipay is a faster way to do so. "Internet banking is too much of a hassle for young people and too confusing for older people. In the end: download the Internet banking in the phone and do not use it, the counter every day in a "long line".

Just like my parents, they are used to doing it over the counter for big money, not ATMs or money transfers. It's not that they don't know how easy it is, but they feel more secure with a "real person". This is very much reflected in the stock above, the stock if you do not change into real money, you see it every day and red and green there is no sense of reality, and will not have "this money will be my" such an idea.

Of course, we can not deny the trend of future intelligence, but never "outsiders" said so early. But imagine a future where banks are replaced by "artificial intelligence".

It's not empty talk to say that in reality banks will become the "private finance houses" of the "rich". Please think about whether there is such a person, appeared in the bank row full of people, he walked in, take a number, or do not take a number, not a moment later called his number, and for him to serve the counter is not the same, this is the treatment of VIP, it is not fair, you have money in your pockets, you will be taken care of.

When all the financial management into the "artificial intelligence", the bank can do, is to refine the customer resources, to deal with a small number of customers and money, probably their raison d'être!