Traditional Culture Encyclopedia - Traditional customs - Retaining and improving traditional financial services include
Retaining and improving traditional financial services include
Retaining and improving traditional financial service methods include optimizing the layout of outlets, retaining and improving manual services, improving counter services, respecting the usage habits of the elderly, and improving emergency safeguard measures.
A few days ago, the CBIRC issued the Notice of the General Office of the China Banking and Insurance Regulatory Commission on the Difficulties of Banking and Insurance Institutions in Practically Solving the Difficulties of the Elderly in Utilizing Intelligent Technology (hereinafter referred to as the "Notice"). This Notice clearly points out that traditional financial service methods should be retained and improved, involving optimization of branch layout, retention and improvement of manual services, improvement of counter services, respect for the habits of the elderly in using, and improvement of emergency protection measures.
The Notice puts forward 16 clear requirements around the retention and improvement of traditional financial service methods, enhancement of the level of network consumption facilitation, and promotion of the Internet application of age-appropriate transformation. It is reported that, compared with the Notice of the General Office of the State Council on Effectively Resolving the Difficulties of the Elderly in the Use of Intelligent Technology issued by the General Office of the State Council, the Notice is aimed at resolving the difficulties encountered by the elderly in the use of intelligent technology in the field of banking and insurance services, so as to enable the elderly to better *** enjoy the results of the development of information technology in the financial industry.
Key features of financial services
Financial institutions generally have an executive director responsible for overseeing the company's global operations and technology risks. The Chief Executive Officer implements a variety of long-term strategic initiatives to enhance operational risk monitoring through the optimization of global information systems and databases.
General preventive measures include: supporting the development of the company's business to multi-entity, multi-currency, multi-time zone; improve the control of complex cross-entity transactions. Promote standardization of technology and operating procedures to improve alternative use of resources; Eliminate redundant regional request principles; Reduce technology and operating costs to effectively meet the needs of market and regulatory changes, so that the company's overall operational risk is controlled in the most appropriate range.
Finance as a tool to help the real business, can effectively benefit the small and medium-sized enterprise group, which is the significance of innovative finance. For example, the innovative Internet industrial chain financial model of Danyi Yushu, a wide range of joint offline credit guarantee institutions, so that investment users will have the spare funds through the Danyi Yushu platform to lend to a good physical operation, can provide full-value collateral, there is a demand for borrowing high-quality plastic enterprises.
Reference: Baidu Encyclopedia - Financial Services
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