What are the deposit interest rates of the four major banks?

The deposit interest of the four major banks is as follows:

1. ICBC: current account 0.3%, three months 1.35%, six months 1.55%, one year 1.75%, two years 2.25%, three years 2.75% and five years 2.75%.

2. Agricultural Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

3. Bank of China: the deposit interest rate is 0.35%, and the three-month benchmark interest rate is1.1%; Half-year benchmark interest rate1.3%; One-year benchmark interest rate1.5%; The benchmark interest rate for two years is 2.1%; The three-year benchmark interest rate is 2.75%;

4. China Construction Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

1, the interest rates of time deposits and certificates of deposit of the four major banks are up to 3.25% and 3.35% respectively. Take Agricultural Bank of China as an example: the three-year interest rate of "Yinliduo" RMB time deposit products sold by Agricultural Bank is 3.25%, the two-year interest rate is 2.6%, the 1 year interest rate is 2.0%, the six-month interest rate is 1.8%, and the three-month interest rate is1. In addition, the 2-year, 3-year and 5-year maturities of ABC are all 2.75%, 0-year 1.75%, 6-month 1.55% and 3-month 1.35%, which is far lower than that of "Yinduoduo" with a deposit of 5,000 yuan. Take China Bank as an example: the lump-sum deposit and withdrawal interest rate of China Bank is 2.75% for three years, 2.25% for two years, 6 months 1.75%, 3 months 1.35%, except for three years.

The initial deposit interest rate of 2.5000 yuan is 2.6% for two years, 1 2% for a year, 6 months 1.80% and 3 months 1.60%, which is consistent with the interest rates of 50 yuan time deposits of ABC and ICBC. Take China Construction Bank as an example: the maximum annual interest rate of lump-sum deposit and withdrawal is 2.75%, which is the same as that of China Bank.

The deposit interest rates of several banks have been adjusted. On June 2 1 day, the Beijing Youth Daily reporter found that the deposit interest rates of the four major banks generally "rose and fell", the deposit interest rates for one year and above were generally lowered, and the short-term interest rates for half a year and below were slightly raised. After adjustment, the maximum interest rate for time deposits is 3.25%, and that for certificates of deposit is 3.35%. According to industry insiders, this interest rate adjustment is mainly due to the change of the quotation method of deposit interest rate of commercial banks from the previous "benchmark interest rate × multiple" to "benchmark interest rate+basis point", and different types of banks have set different upper limit points.

2. Agricultural Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

3. Bank of China: the deposit interest rate is 0.35%, and the three-month benchmark interest rate is1.1%; Half-year benchmark interest rate1.3%; One-year benchmark interest rate1.5%; The benchmark interest rate for two years is 2.1%; The three-year benchmark interest rate is 2.75%;

4. China Construction Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

1, the interest rates of time deposits and certificates of deposit of the four major banks are up to 3.25% and 3.35% respectively. Take Agricultural Bank of China as an example: the three-year interest rate of "Yinliduo" RMB time deposit products sold by Agricultural Bank is 3.25%, the two-year interest rate is 2.6%, the 1 year interest rate is 2.0%, the six-month interest rate is 1.8%, and the three-month interest rate is1. In addition, the 2-year, 3-year and 5-year maturities of ABC are all 2.75%, 0-year 1.75%, 6-month 1.55% and 3-month 1.35%, which is far lower than that of "Yinduoduo" with a deposit of 5,000 yuan. Take China Bank as an example: the lump-sum deposit and withdrawal interest rate of China Bank is 2.75% for three years, 2.25% for two years, 6 months 1.75%, 3 months 1.35%, except for three years.

The initial deposit interest rate of 2.5000 yuan is 2.6% for two years, 1 2% for a year, 6 months 1.80% and 3 months 1.60%, which is consistent with the interest rates of 50 yuan time deposits of ABC and ICBC. Take China Construction Bank as an example: the maximum annual interest rate of lump-sum deposit and withdrawal is 2.75%, which is the same as that of China Bank.

The deposit interest rates of several banks have been adjusted. On June 2 1 day, the Beijing Youth Daily reporter found that the deposit interest rates of the four major banks generally "rose and fell", the deposit interest rates for one year and above were generally lowered, and the short-term interest rates for half a year and below were slightly raised. After adjustment, the maximum interest rate for time deposits is 3.25%, and that for certificates of deposit is 3.35%. According to industry insiders, this interest rate adjustment is mainly due to the change of the quotation method of deposit interest rate of commercial banks from the previous "benchmark interest rate × multiple" to "benchmark interest rate+basis point", and different types of banks have set different upper limit points.