Traditional Culture Encyclopedia - Traditional customs - How to apply for a venture loan?
How to apply for a venture loan?
1. Bring personal ID card, local legal residence certificate (household registration book or temporary residence permit), income certificate such as bank running water, business license issued by the administrative department for industry and commerce, business license of related industries and other materials to the selected bank to apply;
2. Go to the counter to get the application form and fill it out, then hand it over to the bank together with the information, and then wait patiently for the bank to review it. If approved, the customer will sign the loan contract at the outlet within the agreed time. After the relevant procedures are completed, the bank will lend money. Provided that the following conditions are met:
1, age 18, with full capacity for civil conduct;
2. Having a fixed residence or business place in the local area and engaging in normal production and business activities;
3. Entrepreneurial projects meet the requirements of national industrial policies and have certain development prospects and market potential;
4. Good credit;
5. Have certain self-owned funds and the ability to repay on time.
6. A settlement account has been opened in the loan bank, and the operating income needs to be settled by the bank.
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