What's the difference between telephone auto insurance and ordinary auto insurance?

1, the difference of insurance channels: the car owner usually contacts the insurance company directly to insure the car insurance. There is no middleman in the car insurance, and the insurance company often can reach an insurance transaction without spending extra manpower, material resources and financial resources. Ordinary auto insurance, such as online insurance, may be insured by a third-party insurance platform, which often requires a transfer; Counter insurance is not convenient for customers who are pressed for time.

2. Cost difference: The cost of telephone auto insurance is often lower than that of ordinary auto insurance, mainly because the cost that telephone auto insurance companies need to pay is relatively low, so the premium will be relatively lower than other auto insurance methods.

3. Differences in claims: Telephone auto insurance is more convenient, but relatively speaking, it will be more troublesome when making claims. Often, when ordinary auto insurance is insured, there will be a special claims staff responsible, while telephone auto insurance is easy to find the relevant person in charge when making claims.