What do financial services include?

Insurance and related businesses, including all banking and other financial services (except insurance). Its contents mainly include:

1, direct insurance (including * * * insurance, life insurance and non-life insurance).

Reinsurance and reinsurance.

3. Insurance intermediaries, such as brokers and agents.

4. Auxiliary services such as insurance consultation. Actuarial, risk assessment and claims settlement services; Banking and other financial services (except insurance).

5. Accept public deposits and other repayable funds.

6. All types of loans, including consumer credit, mortgage credit, agency and commercial transaction financing.

7. financial leasing.

8. All payment and remittance services, including credit cards, debit cards, traveler's checks and bank drafts.

Extended data:

Main features of financial services:

As far as the financial service industry is concerned, compared with other industrial sectors, the financial service industry also has some remarkable characteristics, such as:

1, less investment.

In the case of less physical capital investment in financial services, it is difficult to find a suitable physical unit to measure the quantity of financial services, so that it is impossible to accurately define its price and then compile accurate price index and quantity index, so it is difficult to determine and measure the output of financial services.

2. Financing intermediary

The function of traditional financial services is the intermediary of financing, while more and more functions of modern financial services are related to the production, transmission and use of information, especially because economic activities are increasingly "financialized", so financial information is increasingly becoming one of the important resources of economic activities.

3, labor intensive

Traditionally, financial services are labor-intensive industries. With the increasing complexity and informatization of financial activities, financial services have gradually become knowledge-intensive and human capital-intensive industries. The density of human capital and the amount of information resources have become important factors that determine the ability of financial enterprises to create value and the survival and development prospects of financial enterprises in modern financial services.

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