BYD Qin, which sells for 64,900 yuan, can afford it with a monthly salary of 4,000 yuan.

At present, BYD's fuel vehicles are still positioned at the entry-level and household level, and the overall price is really close to the people. Just like BYD Qin now, this is an ultra-low entry-level car with a guide price of only 64,900. As a compact car, this price is low enough. Now let's talk about BYD Qin's overall car purchase and car use cost, which is really economical enough.

The guide price of BYD Qin is 64,900 yuan, so here we take the entry version: 20 19? 1.5L？ Manual? For example, the comfort type, the guide price is 64,900, and the discount degree is about 5,000, so here it is calculated as 60,000 naked cars. Compact cars with 60,000 naked cars are cheap enough, at least in joint ventures, and there are not many domestic cars.

For buying a car, some expenses are necessary. The first is the prescribed fee paid to the state: purchase tax 53 10+ vehicle and vessel use fee 420+ compulsory insurance 950+ licensing fee (on behalf of licensing) 500=7 180 yuan, and commercial insurance is also necessary. Generally, BYD Qin, as an ordinary entry-level car, buys a basic commercial insurance of 503,000 yuan.

At present, car purchase generally supports 0 interest, while BYD Qin supports 50% down payment and 0 interest for two years, so BYD Qin's overall car purchase cost comes out. Down payment: 50% naked car 30,000+agreed fee 7 180+ commercial insurance 3,300+handling fee 2,000 = 42,480 yuan, and monthly repayment for the next two years 1250 yuan. Therefore, in terms of down payment and repayment, BYD Qindou is cheap, and ordinary migrant workers can fully afford it.

After having a car, the calculation is the cost of using the car. First, let's calculate the gas money. BYD Qin is equipped with 1.5L+5MT, and the comprehensive fuel economy is indeed high enough. Judging from the fuel consumption of the owner, it can reach 7L per 100 kilometers. For a normal family car, the annual journey is about 1 10,000 kilometers, and the fuel cost is calculated according to the 6 yuan per liter, so the fuel cost is 4,200 a year. BYD Qin is still very good in fuel economy.

After having a car, it is natural to maintain the car and so on. BYD Qin's 65,438+00,000 kilometers a year means maintenance twice. Maintenance of a 4S shop, once in 400 yuan, twice in 800. Usually the car needs to be overhauled, so it is always calculated according to 1200. If you have a car, you should park it often. Parking can be divided into family parking and outdoor parking. Family parking is a parking space. At present, cheap parking spaces are at least in 200 yuan for one month, while parking in other places is for one month 150 yuan, so the parking fee for one year is about 4,200 yuan. As for violations, one year is counted as 600 yuan.

Therefore, the overall car cost of BYD Qin came out: gas money 4200+ maintenance, miscellaneous expenses and so on. 1200+ parking 4200+ illegal 600= 10200. Of course, the car purchase part calculated above uses the fare: 420 yuan+compulsory insurance 950 yuan+commercial insurance 3300=4670 yuan (I have already bought a car in the first year without calculation). Therefore, the overall car cost of BYD Qin is: 10200+4670= 14870 yuan, with an average of about 1239.438+07 yuan per month.

From the above calculation, BYD Qin prepared a down payment of 42,480 yuan when buying a car, and will only pay 1.250 yuan every month for the next two years. After owning a car, the monthly fare is about 1, 239. 1.7 yuan. For ordinary consumers, if you can earn 4000 yuan after deducting five insurances and one gold, it is actually possible to buy BYD Qin, and the cost of buying and using a car is not high.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.