What are assets and what are investable assets?

Assets usually refer to the resources formed by past business transactions or various matters, which are usually owned by enterprises and can bring certain economic benefits to enterprises. In short, assets can refer to anything with commercial or exchange value owned by any company, institution or individual. Assets are divided into current assets, fixed assets, tangible assets, intangible assets, real estate and so on. Seeing this, many people will ask, what are the investable assets? Don't worry, let's have a look.

1. Investable assets generally refer to our cash or deposits, stocks, funds, bonds, real estate and alternative investments. These assets are positioned as private wealth and are defined as private investable assets after excluding some self-occupied properties and some assets with poor liquidity.

In recent years, China residents' concept of investment and financial management has become more and more profound. According to the 20 17 China Private Wealth Report, people with investable assets of100000 RMB are defined as our high net worth group. In China, the number of this population has reached 654.38+0.6 million in 2065.438+06. Compared with 6,543,800+0.8 million in 2006, this figure has increased seven times in this decade. It is estimated that in 20 17 years, this number is likely to increase to1870,000. The number of high-net-worth individuals in 23 provinces and cities across the country exceeded 20,000, among which the number of high-net-worth individuals in Shandong exceeded 65,438+10,000 for the first time, and entered the first echelon where Guangdong, Shanghai, Beijing, Jiangsu and Zhejiang provinces and cities are located; In addition, there are more than 50,000 high-net-worth people in Sichuan, Hubei, Fujian, Liaoning and Tianjin provinces.

2. By occupation, China's high-net-worth people are mainly divided into first-generation entrepreneurs, second-generation heirs, senior management/middle-level/professionals, professional investors and others. In the past generation, entrepreneurs have always maintained their traditional advantages in quantity, and entrepreneurship is the main way to create wealth. With the upgrading of traditional industries and the scale of emerging industries injecting new kinetic energy into economic development, the equity appreciation effect under the rise of the new economy has promoted the emergence of middle and senior managers and professionals.