Participants and financing mode of supply chain finance of China Bank

1. Online financing mode for dealers and suppliers

Introduction of financing mode: by introducing the credit of core enterprises, we will provide credit financial services to many distributors and suppliers of core enterprises. This is supply chain finance, the most typical financing mode, which is mainly used in industries with perfect supply chain management such as automobiles and steel. In these industries, core enterprises are closely related to supply chain members and have corresponding access and exit systems.

The application of this model is based on the fact that core enterprises must have the awareness of supply chain management and cooperate with the credit link of banks.

2. Cooperative financing mode of bank logistics

Introduction of financing methods: Banks cooperate with third-party logistics companies to provide customers with credit through logistics supervision or credit guarantee. The main forms of cooperation include logistics companies providing their own warehouse supervision, in-transit supervision and export supervision. There are also cases where logistics companies provide guarantees to customers according to cargo control.

The core of this model is that banks control risks with the help of the professional ability of logistics companies. Supply chain financing mode.

3. Exchange warehouse receipt financing model

Introduction of financing methods: Using the trading rules of the exchange and the neutral movable property supervision function of the exchange, we provide movable property pledge and credit financial services for exchange members. This model includes two forms: cash warehouse receipt pledge financing and futures warehouse receipt pledge financing.

There are two kinds of trading, one is the three major futures exchanges, such as the Shanghai Stock Exchange, and the other is the large professional trading market in some places. Supply chain financing mode.

The driving force of this model is that both exchanges and wholesale markets are driven by the interests of promoting transactions, and then they care about the flow of capital members.

4. Order financing closed credit financing mode

Introduction of financing mode: banks provide a kind of credit financial service for dealers by using the closed operation of logistics and capital flow.

In fact, this service is suitable for industries and middlemen in different fields, such as coal enterprises as upstream, steel enterprises as downstream distributors, office equipment manufacturers as upstream, and government procurement platforms for downstream distributors.

_5. Equipment manufacturing buyer's credit financing model

Introduction of financing mode: Commercial banks provide credit to downstream terminal enterprises or distributors according to the sales contracts signed between equipment manufacturing enterprises and downstream enterprises for purchasing equipment of manufacturing enterprises.