Will digital currency replace tradition, Zhihu?

At present, the virtual digital currency is still in the transitional, R&D and testing stage, and it has not been recognized by the whole world, although some countries have started the relevant research process and will even issue their own digital currency. However, digital currency has a premise, that is, decentralization. I wonder if a decentralized and uncontrollable digital currency means cultural differences for a country.

Mobile payment does bring convenience to people. Even though digital currency is recognized by the whole world, its people's living standards and education levels are uneven, and their acceptance of digital currency is also different. In the eyes of ordinary people, tangible paper money is safer than transactions in digital currency. Practicality, digital currency now refers to a kind of virtual currency developed based on the technical characteristics of blockchain, but in the early days of China, there were products similar to digital currency, such as Alipay and the numbers in WeChat, and the numbers in major online banks were all equal to RMB. ?

In a way, they are all considered as a kind of digital currency. Digital currency and digital currency, which will be released soon, may have some similarities in technology, but their uses are different, and many people are too idealistic. First, according to the objective law of things. The emergence of a new thing and its substitution for the old thing is a long-term process, which cannot be achieved overnight. Moreover, it is impossible for digital currency to completely replace paper money. It can only be said that it is a nominal substitute. After all, paper money still has many practical needs and scene needs. ?

Second, the electronization of money will be more convenient for people's production and life, which is determined by the convenience and liquidity of money. The substitution of paper money for metal money greatly facilitates people's production and life, and the substitution of paper money in digital currency is also determined by its characteristics. Thirdly, from the social and economic point of view, digital currency has security, rapid circulation and environmental protection, which paper money lacks. The use of digital currency can improve the economic efficiency of the whole society and make the economy more active.