Which platform is the most formal for foreign exchange speculation?

The official foreign exchange platforms are: 1 and FXCM. 2. Jiasheng. 3. Shi Hui. 4. Kunlun International. These four foreign exchange platforms are relatively formal in China. If you choose a platform other than these four platforms, I suggest you check whether the foreign exchange platform company has a formal business license, whether the sliding point is normal, and whether the opening bank is true.

There is usually a fixed duration. At present, the duration of closed-end funds in the market is 10 year or 15 year. The state stipulates at least five years. Upon maturity, the duration can be extended with the approval of the fund holders' meeting and the consent of the regulatory authorities.

1. What is a wealth management product?

Wealth management products, that is, products designed and issued by commercial banks and formal financial institutions themselves, are a kind of wealth management products that invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

Bank RMB financial products can be roughly divided into bond type, trust type, linked type and QDII type.

Bond type: invest in the money market, and the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.

Trust: trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and products invested in trust of beneficial rights of excellent credit assets of commercial banks.

Linked type: the final yield of products is linked to the performance of relevant markets or products, such as linked to exchange rate, linked to interest rate, linked to international gold price, linked to international crude oil price, linked to Dow Jones index, linked to Hong Kong stocks, etc.

QDII type: QDII, that is, qualified domestic investment institutions provide overseas financial services on behalf of customers, refers to commercial banks qualified to provide overseas financial services on behalf of customers. QDII RMB wealth management products, in short, are wealth management products that customers entrust their RMB funds to qualified commercial banks, and qualified commercial banks convert RMB funds into US dollars, directly invest overseas, and after the maturity, exchange the US dollar income and principal into RMB for distribution to customers.

2. What is the term of the wealth management product?

The duration of wealth management products is the time within the duration of wealth management products. Duration is an indicator of the sensitivity of bond prices to interest rate changes, and it can also be regarded as an indicator of the time required for investors to recover bond investment funds. The longer the duration, the more sensitive the bond price is to the change of interest rate.

Take closed-end funds as an example, they usually have a fixed duration. At present, the duration of closed-end funds in the market is 10 year or 15 year. The state stipulates at least five years. Upon maturity, the duration can be extended with the approval of the fund holders' meeting and the consent of the regulatory authorities. However, open-end funds have no fixed duration. If the fund operation is approved by the fund holders, it can continue to operate.

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The official foreign exchange platforms are: 1 and FXCM. 2. Jiasheng. 3. Shi Hui. 4. Kunlun International. These four foreign exchange platforms are relatively formal in China. If you choose a platform other than these four platforms, I suggest you check whether the foreign exchange platform company has a formal business license, whether the sliding point is normal, and whether the opening bank is true.