What are the advantages of insisting on spending in cash?

First, the benefits of cash consumption:

1. Cash payment can make you more aware of how much you spend and control your consumption desire, because the efficiency of mobile payment is too high and it is easy to spend money indiscriminately. In addition, cash consumption cannot generate some consumption records and will not be queried.

2. Cash can be used anywhere, which can avoid the inability to pay due to no signal and no electricity on the mobile phone.

3. Cash payment is safer and more practical.

Second, the disadvantages of cash consumption:

1. Cash carries a lot of germs, which is harmful to health;

2. Cash is easy to lose, and it is hard to find it back if it is lost;

3. Cash payment is easy to face the embarrassing situation of no change;

4. Cash payment is inefficient, and it is not convenient to carry small change.

It's troublesome to pay in cash and often go to the bank to withdraw money.

In a word, cash payment has both advantages and disadvantages. In the context of the full launch of digital RMB, I believe that many young people have rarely used cash, but cash RMB is still the legal tender in China. It is recommended to contact RMB more and cherish RMB.

I. Cash accounting

1. General ledger accounting

In order to calculate and supervise the receipt, payment and balance of cash on hand, the subject of "cash on hand" should be set up. The account belongs to the asset category. Its debit reflects the increase of cash on hand, the credit reflects the decrease of cash on hand, and the ending balance is in the debit, reflecting the actual cash on hand of the enterprise. If there are foreign currency cash receipts and payments, detailed cash accounts in different currencies should be opened in the cash account for detailed accounting.

2. Income accounting

The cash income of an enterprise is mainly the cash received through operating income, the recovery of loan balance and the cash withdrawn from the bank by writing checks. The cashier's completed cash receipt needs to be stamped with the "receipt" stamp, and it can only be recorded after being audited by a special person. Upon receipt of cash, debit the "cash on hand" account, and credit the relevant account according to the source of the received cash.

Second, the scope of cash use

1. Pay wages, bonuses and allowances to employees.

2. Pay pensions, funeral subsidies, various labor insurance benefits and other personal expenses stipulated by the state.

3. Pay personal labor remuneration.

4 according to the provisions of the state to individual science and technology, culture and art, sports and other bonuses.

5. Pay the purchase price of agricultural and sideline products and other materials to individuals.

6. Travel expenses that business travelers must carry with them.

7. Sporadic expenditures below the settlement starting point (1000 yuan).

8. Other expenses that need to be paid in cash as determined by the People's Bank of China.