What risks does risk identification mainly include?

1, environmental risk. Refers to the economic risks caused by unexpected changes in the external environment that disrupt the scheduled production and operation plans of enterprises. The factors causing environmental risks are:

The change of national macroeconomic policy has caused enterprises to suffer unexpected risk losses.

The risk of sanctions caused by the violation of external environmental requirements in the production and operation activities of enterprises.

Changes in social culture, moral customs and habits hinder the production and business activities of enterprises, leading to difficulties in business operations.

2. Market risk. Refers to the economic risks brought by unexpected changes in the market structure, which makes enterprises unable to achieve their business objectives according to the established strategy. The main factors leading to market risk are:

Enterprises make mistakes in forecasting market demand and cannot accurately grasp the changes in consumer preferences.

New changes in the competitive landscape, such as the entry of new competitors, will lead to enterprise risks.

The relationship between market supply and demand has changed.

3. Technical risks. This refers to the risk of innovation failure due to unexpected changes in technology, commerce or market in the process of technological innovation. The main reasons are:

The technical process has undergone fundamental improvement.

There are new alternative technologies or products.

Technology cannot be effectively commercialized.

4. Production risk. Refers to the risk that the production of an enterprise cannot complete the production plan at the predetermined cost. The main factors causing this risk are:

The production process was unexpectedly interrupted.

The production plan is wrong, which leads to confusion in the production process.

5. Financial risks. Unexpected changes in the income and expenditure of an enterprise cause financial difficulties to the enterprise.

6. Personnel risks. Any risk involving enterprise personnel management is called personnel risk.

Extended data

Risk identification program

Screening. That is, the risk identification process of classifying and selecting products, processes, events, phenomena and personnel with potential risks according to certain procedures.

Monitor. It is a process of observing, recording and analyzing events, processes, phenomena and consequences after risks appear.

Diagnosis. It is a process of evaluating and judging the precursors, risk consequences and various reasons of risks and losses, finding out the main reasons and carefully checking them.

Risk identification method

At present, the risk identification methods used can be divided into macro-domain decision analysis (feasibility analysis, input-output analysis, etc.). ) and specific analysis in the micro field (assets and liabilities analysis, loss list analysis, etc.). ). Here are some main methods:

1, production process analysis method, also known as flow chart method. The production process, also known as technological process or processing flow, refers to the process of continuous processing through certain equipment from the input of raw materials to the output of finished products. This method emphasizes the investigation and analysis of each stage and link one by one according to different processes to find out the reasons for the existence of risks.

2, risk expert survey enumeration method. Risk managers list the risks that enterprises and units may face one by one and classify them according to different standards. Experts should cover as wide a range as possible and be representative. General classification criteria are: direct or indirect, financial or non-financial, political or economic, etc.

3. Analysis method of financial status of assets. In other words, according to the financial data such as the balance sheet, income statement and property catalogue of the enterprise. Through actual investigation and study, risk managers analyze the financial situation of enterprises and find their potential risks.

4. Decomposition analysis method. It refers to the decomposition of a complex thing into several simpler things, and a large system into specific components, from which the possible risks and threats of potential losses are analyzed.

Fault tree analysis is to investigate all kinds of fault events before the loss occurs, or to decompose and analyze the causes of all kinds of accidents, and specifically judge which faults are most likely to lead to the risk of loss.

Baidu Encyclopedia-Risk Identification