How to buy old-age insurance by yourself

Insurance Bian Xiao helps you answer, and more questions can be answered online.

There are the following types of endowment insurance:

1. Basic old-age insurance for urban workers. All employees of the enterprise participate in this insurance, which is mandatory by the state. They must participate in the payment. Men are 60 years old, women are 50 years old, and female cadres retire at the age of 55.

Urban workers, in addition to basic old-age insurance, there are supplementary old-age insurance. Supplementary endowment insurance is paid by enterprises for employees, and individuals may or may not pay it. According to the enterprise's own situation, all the insurance money stored belongs to employees, which is a supplement to the basic endowment insurance.

In addition, urban workers, as well as savings endowment insurance, are all unit organizations and employees participate individually. Savings endowment insurance is commercial insurance, which is implemented in accordance with the contents of the contract.

2. Flexible employment pension insurance for individual industrial and commercial households, voluntary participation, not compulsory participation, male 60 years old, female 55 years old retirement,

3. Old-age insurance for urban residents is voluntary. Anyone who has reached the age of 16 and has not participated in the old-age insurance for urban employees or individual industrial and commercial households can participate in the insurance. Men who have reached the age of 60 and women who have reached the age of 55 can directly receive pensions without paying fees.

4. Rural old-age insurance, voluntary participation. Those who have not participated in other old-age insurance can join the insurance when they reach the age of 16. After the male is 60 years old and the female is 55 years old, they can receive the pension directly without payment. Eligible children should join the old-age insurance.

5. Commercial endowment insurance and commercial endowment insurance are both commercial activities, and anyone can participate and take out insurance voluntarily. The specific pension insurance benefits shall be implemented according to the insurance contract.

6. No matter what kind of insurance you choose, there are differences. The key is your choice. See what kind of endowment insurance you want to buy, you go to consult,

7. There is a new pension model called "consumption pension".

8. If you want to apply for a consumer pension card, that is, a "financial pension-pension card" sponsored by China Aging Development Foundation, China UnionPay and Zhongyintong Payment Commerce Co., Ltd. and assisted by Shanghai Xuri Pension Service Co., Ltd..

9. Then click the link to register.

After registration, you can associate your current UnionPay card, and after association, you can realize financial management. When you go to the supermarket to buy things, you can pay by credit card and realize consumption management.

10. To get the financial pension card, just click the link to register and call the official customer service number to get it.