Traditional Culture Encyclopedia - Traditional festivals - Is there a difference between POS credit card with points and without points?
Is there a difference between POS credit card with points and without points?
First, many people don't know much about pos machines with points and pos machines without points. In fact, pos machines don't have any points, but credit card issuers have requirements on how many rate points credit cards can get by swiping their cards on pos machines. Second, what's the difference between pos machines with points and those without points? There are points because banks encourage credit cards to swipe their cards on pos machines at this rate. You will see that there are points on the pos machine. Generally, the points given by banks are points on pos machines, with rates of 0.5%, 0.78%, 1.25%. There are points for spending on top pos machines, except in special circumstances. Third, why are there points and no points? The reason why the capped pos machine has no points is that the bank earns less profits on the capped pos machine and higher profits on the rate pos machine. Of course, credit cards on the rate machine are encouraged. Now, for example, Ping An Bank Credit Card and CITIC Bank Credit Card have stopped the credit card consumption of the capping machine. One is risk control, and the other is to earn more profits. For credit cards: it is easy to increase the quota by swiping the rate pos machine, and it is best to spend through multiple channels; If you only brush the capped pos machine or the consumption channel is single, it is easy to seal the card or affect the increase of the quota. Therefore, if you want to cash in the card, you'd better do more machines with several rates. Of course, the cost of handling more pos machines will be higher. The free payment POS machine not only has low rates, points, loans and credit card applications, but also passed the UnionPay certification, with fast arrival time and good after-sales service, which is well received by users.
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