Which is better, Ping An Insurance's children's Ping An Fu or wisdom star?

Smart stars can do anything, children's safety and happiness are guaranteed, and the premium is relatively cheap, depending on where the demand is. Smart stars have the function of managing money. Children's Ping An Fu is a very traditional security product, and its security function is more prominent. You can't have both. Smart stars are for financial management, and peace and happiness are for serious illness+accident+hospitalization.

Children's safety and happiness pay more attention to protection, especially for serious diseases. Moreover, the high incidence of leukemia in children is paid twice, and there is a serious illness accompanying fund. Compared with smart stars, there are more pre-planning for children's education funds.