The Development Course of Ant Financial Services Group

2065438+On March 28th, 2006, Ant Financial launched the "Thousand Counties and Trillions" plan in Anji County, Huzhou City, Zhejiang Province. It plans to integrate many units of "internet plus" such as urban service, life business circle and venture finance, and provide a propeller for the "internet plus" of county economy and residents' life. Ant Financial said that it hopes to boost and improve the "internet plus" commercial, public service and entrepreneurial financial platform in 1 10,000 counties nationwide in three to five years, and combine the big data and technical capabilities of Ant Financial with the big data of local grassroots governments to incite trillions of social credit resources to participate in county upgrading and promote balanced urban and rural development.

2065438+On March 25th, 2006, the China Internet Finance Association, led by the People's Bank of China and composed of CBRC, CSRC, CIRC and other relevant departments, was officially listed in Shanghai, and more than 400 member units attended the first member representative meeting of the association. Li Dongrong, former Party member and vice president of China People's Bank, was elected as the first president of the Association, and Peng Lei, chairman of Zhejiang Ant Microfinance Service Group, was elected as the first vice president. Ant Financial, etc. 142 enterprises were elected as governing units. Among them, the vice president unit covers the traditional financial and internet industries, and only one is selected. Ant Financial became one of the first vice-president units representing the Internet industry.

2065438+In March 2006, the online merchant bank initiated by Ant Financial launched APP to provide financial services such as loans, wealth management and transfer for small and micro enterprises and some individual users.

On March 201June 15, Ant Financial and 59 financial and internet financial enterprises jointly launched an initiative to protect consumers' financial rights and interests.

20 16 1.7, CCTV and AliPay, a subsidiary of Ant Financial, jointly released a new interactive game in Beijing for this year's Spring Festival Evening-licking red envelopes and passing blessings. This year's CCTV Spring Festival Evening, Alipay became the exclusive interactive cooperation platform of CCTV. On the New Year's Eve on February 7, the total number of participation in Alipay's "Yiyi Yiyi" interactive platform reached 324.5 billion, 29.5 times that of last year's Spring Festival Evening. In the end, 79 1 405 users gathered in Five Blessingg, and the 2150,000 grand prize was divided equally.

From 20 15 to 12, by the end of 20 15, the number of users of Yu 'ebao, a cash management tool owned by Ant Financial, had exceeded 260 million, with a scale of 620.7 billion. From the launch to the end of 20 15, Yu' ebao has created nearly 50 billion yuan in revenue for users.

20 15 12 12, AliPay and Word of Mouth of Ant Financial launched the "Double 12" offline shopping carnival. On that day, a total of 28 million people participated in the "Double 12", among which the post-80s and post-90s were still the main participants, accounting for more than 79%. The data shows that on the day of "Double 12", Alipay and Word of Mouth brought 195 1 10,000 new members to offline merchants.

20 1510/6 On the sharing day of Ant Financial 2015, Ant Financial announced that it would launch the cloud computing service "Ant Financial Cloud" specifically for the financial industry, and officially open its cloud computing capabilities and technical components to financial institutions.

201510 On June 5438+05, Ant Financial Services Group announced its strategic investment in "36Kr", an entrepreneur service platform that started with a technology blog. Ant Financial said that it will fully open online payment, private equity financing, technology, cloud computing and other modules to 36Kr, thus serving the entire small and micro enterprise ecosystem. Ant Financial will become an important strategic shareholder of "36Kr", while the management team of 36Kr still holds a controlling position and will maintain independent operation.

2065438+In September 2005, Ant Financial announced the launch of the "Internet Promotion Plan", indicating that it would increase cooperation with financial institutions in channels, technology, data, credit reporting and even capital, and planned to help more than 1000 financial institutions transform and upgrade to new finance within five years.

On September 4th, 20 15, Ant Financial intends to invest in Guotai Property Insurance Co., Ltd. (hereinafter referred to as "Guotai Property Insurance"), a wholly-owned property insurance subsidiary of Taiwan Province Guotai Financial Holdings in Chinese mainland. After the transaction is completed, Ant Financial will become the controlling shareholder of Cathay Property & Casualty, and Taiwan Province Guotai Financial Holdings will be the strategic shareholder.

2065438+On September 5, 2005, China Post Capital, a wholly-owned capital operation platform of China Post, officially completed its strategic shareholding in Zhejiang Ant Financial Services Group Co., Ltd., accounting for 5% of the shares of Ant Financial Services.

2065438+August 2005 18, Ant Wealth, a smart financial platform under Ant Financial, was officially launched.

On July 8, 20 15, the new Alipay 9.0 was officially released, and the new Alipay added social elements, which is considered to be an important revision of Alipay to improve the quality of financial services through the relationship chain.

2065438+At the beginning of July 2005, Ant Financial announced the completion of the A round of financing, and introduced eight strategic investors including the National Social Security Fund, CDB Finance and large domestic insurance companies. According to the financing amount and shareholding ratio, the market valuation of Ant Financial at that time had exceeded 45 billion US dollars.

2065438+On June 18, 2005, Hang Seng Electronics announced that the company, China Investment and Financing Guarantee Co., Ltd. and Ant Financial Services, as the main sponsors, applied for the establishment of Zhejiang Internet Financial Assets Trading Center, which was approved by the Zhejiang Provincial People's Government.

2065438+June 2005, Ant Financial will acquire 0/00% equity of Zhejiang Rongxin/KLOC by subscribing for the newly-increased share capital of Zhejiang Rongxin and acquiring the remaining equity of existing shareholders.

20/kloc-in may of 0/5, an online equity crowdfunding platform will be prepared and named "ant can".

On April 9th, 20 15, Ant Financial officially announced the opening of its internal financial information service platform with the code name "Vitamins", and jointly released its first index product "Tao Jin 100" with Bosera Fund, Hang Seng Juyuan and China Securities Index, which is also the first financial index launched by e-commerce industry data.

201410/6. Microfinance Services Group was formally established in the name of Ant Financial Services Group, and its business includes Alipay, Yu 'ebao, Zhaocaibao, Ant Small Loan (later gradually integrated into online merchant bank) and online merchant bank (to be established).

In August of 20 14, Ant Financial Services (then Xiaoweijinfu) launched a new financial management platform: Zhaocaibao. Zhaocaibao is an open financial information service platform under Ant Financial Services. It connects individual investors and financial information providers. Under the premise of strictly observing laws, regulations and regulatory policies, professional financial institutions conduct risk management on financing information, providing investors with powerful safeguard measures. Lucky treasure platform mainly provides regular financial information.

20/kloc-in may, 2004, ant financial services (then small micro financial services) put forward the 16-character policy of "steadily innovating, embracing supervision and activating financial and service entities".

On June 20 13, Yu' ebao service was officially launched. Yu 'ebao is a monetary fund product jointly developed by Ant Financial (then Xiaoweijinfu) and Tianhong Fund. Yu 'ebao is defined as a cash management tool under Ant Financial because of its low threshold (from 1 yuan) and convenient operation (users can purchase it conveniently through Alipay APP).

20/kloc-in March, 2003, Zhejiang Alibaba e-commerce co., ltd, the parent company of AliPay, announced that it would build a micro-finance service group with it as the main body, and micro-finance (to be established) would target its service groups at small and micro enterprises and individual consumers.

From 2004 to 20 13, Alipay gradually developed from a payment tool serving e-commerce transactions to a payment platform serving various industries. With the development of mobile Internet, Alipay has gradually entered every aspect of people's daily life, providing great convenience for users, and at the same time, it has become the representative of mobile lifestyle and the foundation for the establishment of Ant Financial in the future.

In February 2004, Alipay was formally incorporated. At that time, Alipay was born to solve the trust problem in Alibaba Taobao platform transactions.