What are the traditional disposal methods of non-performing assets industry?

The scope of asset disposal can be divided into: equity assets, creditor's rights assets and physical assets; Asset disposal methods are divided into ultimate disposal and phased disposal according to asset realization. The final disposal mainly includes bankruptcy liquidation, auction, bidding, agreement transfer and discount realization.

Phased disposal mainly includes debt-to-equity swap, debt restructuring, litigation and litigation preservation, debt repayment with assets, asset replacement, enterprise restructuring, improvement of physical assets reinvestment, physical assets leasing, asset restructuring, and physical assets investment. Notice of the China Banking Regulatory Commission and the Ministry of Finance on Printing and Distributing the Due Diligence Guidelines for the Disposal of Non-performing Financial Assets.

Expand the information of bad financial assets, disposal of bad financial assets, and staff reference of bad financial assets:

(1) Non-performing financial assets refer to non-performing credit assets and non-credit assets such as non-performing creditor's rights, equity and physical assets formed in the operation of banking financial institutions and financial asset management companies.

(2) Disposal of non-performing financial assets refers to the activities of banking financial institutions and financial asset management companies such as preliminary investigation, selection of asset disposal methods, asset pricing, formulation, approval and implementation of asset disposal plans. The relevant provisions of these Guidelines also apply to the divestiture (transfer), acquisition and management of assets related to the disposal of non-performing financial assets.

(3) Staff members of non-performing financial assets refer to the relevant personnel of banking financial institutions and financial asset management companies involved in the divestiture (transfer), acquisition, management and disposal of non-performing financial assets.

Baidu Encyclopedia-Disposal of Bad Assets