What kind of endowment insurance should I buy?

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Xiao Nuo answer:

Hello!

You can buy financial pension insurance, such as the pension plan accompanied by Jinsheng, which is very good. It can be said that it is universal and has five characteristics:

65438+ 0,5% per year (basic coverage? 5%), from the third year, how long can you live (if you live to 88 at the age of 26, you can get 60 years, totaling * * * 300%);

2. Inflation dividend: cash dividend, which can be withdrawn at any time to flexibly resist inflation;

3. Longevity bonus: 65,438+000% is collected in one lump sum, and all premiums paid in the master contract and the value of universal account are guaranteed to be returned after death;

4. Pension annuity: 25% more per year (basic insurance amount? 25%), how long do you live from the age of 60 (if you live to the age of 85, you can get 26 years, totaling * * * 650%);

5. Value-added bonus: the annual capital preservation is 2.5%, and the monthly interest is compounded.