What is the difference between Universal Credit Mutual Benefit and traditional protection?

The model of mutual aid and traditional protection is completely different. Traditional protection is profit-oriented, while the protection fund of mutual aid can only be used for mutual aid, and the sponsor of the plan does not enjoy the right to dispose of it, which is zero profit. Therefore, the mutual assistance is much lower than the traditional protection costs, and at the same time the process is much simpler, truly universal public benefit.

And the universal heavy worry mutual aid program is the concentric mutual aid platform initiated mutual aid program, join conditions 18-50 years old, the protection age 18-60, the scope of coverage is 30 kinds of major diseases; the amount of coverage is 300,000 yuan. It is a mutual assistance plan for people under 50 years old to protect against major diseases. When a member participating in this program unfortunately suffers from any of the major diseases stipulated in this program, other members will share the mutual aid according to the share stipulated in this program to help the sick member and his/her family to reduce the financial pressure and get through the difficult times.