Traditional Culture Encyclopedia - Traditional festivals - Is a collection agency legal?
Is a collection agency legal?
Collection agencies are legal as long as they are established by law.
Debt collection agencies are companies that specialize in collecting debts owed by certain organizations or individuals. Some of these companies tend to go overboard for the business of collection.
The General Office of the Central Committee and the General Office of the State Council issued the Opinions on Accelerating the Construction of Credit Supervision, Warning and Punishment Mechanisms for Defaulted Executors, and issued a circular requiring all regions and departments to conscientiously implement them in conjunction with the actual situation.
The people's court through the judicial process recognized the executor of the credit information is an important part of social credit information. The credit supervision, warning and punishment of the executors of bad faith are conducive to the promotion of the executors to consciously fulfill the obligations determined by the effective legal instruments.
Improving judicial credibility and promoting the construction of social credit system. In order to accelerate the promotion of the construction of credit supervision, warning and disciplinary mechanism for the executor of the breach of trust. Each online lending platform has its own collectors, and when you are 1 day late, these collectors will call to collect.
Some companies will collect after a week, because some borrowers are only tight at the time, and will pay back when they have the money. This reduces the collection effort while still collecting some late fees.
If the money is not recovered by 1 week, it may be turned over to an outside collection agency. But there are also some cash loan platforms that don't build their own teams and directly delegate to external collection teams.
Expanded:
p>Collection agencies carry out debt collection in compliance with the law and must not be violent. Some of these companies in order to collect the business, often take some overly aggressive means. on October 29, 2012, a number of banks in Nanjing in the duty review activities, openly admitted to cooperate with a third-party debt collection company to the public debt collection, the bank's management system, personal integrity issues have once again become the focus of social attention.
Related legal provisions:
According to the General Principles of the Civil Law of the People's Republic of China*** and the People's Republic of China:
Article 84? Debt is a specific relationship of rights and obligations arising between the parties in accordance with the agreement of the contract or in accordance with the provisions of the law, the person who enjoys the right is the creditor, and the person who bears the obligation is the debtor.
The creditor has the right to demand that the debtor fulfill its obligations in accordance with the agreement of the contract or in accordance with the provisions of the law.
Article 85? A contract is an agreement between the parties to establish, change or terminate a civil relationship. A contract established in accordance with law is protected by law.
Article 86? If the creditors are two or more persons, they shall share their rights in accordance with the determined shares. If the debtors are two or more persons, they shall share the obligations in accordance with the determined shares.
Article 90? Legitimate lending and borrowing relationships are protected by law.
Baidu Encyclopedia - Non-Complaint Collections
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