How to buy cyclical financial products from Jiangxi Bank

Specific purchase steps are as follows: 1, risk test: first fill in the investor a personal risk test questionnaire. The investor needs to according to their actual situation according to the question carefully filled out. Tip: Don't let the bank account manager to fill in or in order to achieve the purchase of a financial product risk level and easily modify the content of the sub-line test. 2, choose the risk level matching financial products. After completing the questionnaire, your risk tolerance score and the corresponding risk level will be calculated. Please choose the financial products that match your risk level. (Generally, the risk level of financial products will be indicated in the financial product brochure, such as low risk, medium risk, or star rating to indicate the risk).3. Read the financial product brochure carefully: the first part is the risk tips. According to the regulations of the CBRC, the risk tips will appear in the most obvious position, generally at the top of the first page of the product manual. It will reveal the risk of the product. In the risk revelation, focus on whether the principal and income of the financial product can be guaranteed after maturity. The second part is the product overview: the product overview will include the product name, code, product risk level description, product investment period, investment and income currency, product type, subscription collection period, product size, investment direction, product starting date, maturity date, maturity date, starting amount of purchase, financial products related fees, income payment frequency, income calculation method, Early termination instructions, financial products extension (financial products investment period extension) instructions, product expiration of the best case, the worst case, Remarks (including some terminology, etc.). 4, after careful weighing to decide whether to buy financial products, in the customer service manager's help to fill out the purchase of financial products to confirm that the investor needs to copy the risk of the confirmations in his own handwriting.

Wealth management products, i.e. products designed and issued by commercial banks and formal financial institutions themselves, will raise funds to invest in the relevant financial markets and purchase relevant financial products according to the product contract, and after obtaining investment income, a class of products allocated to investors according to the contract.