Rural households to participate in old-age insurance policy

Policy for rural households to participate in old-age insurance:

Rural social old-age insurance is mainly mobilized through the following ways:

First: individual contributions.

Rural residents participating in the new rural social pension insurance should pay pension insurance contributions in accordance with the relevant provisions. The standard of payment is currently set at 100, 200, 300, 400, 500 per year, a total of **** five grades, the localities can also be adjusted according to the actual situation, the addition of another contribution grade.

Participating residents are free to choose their own contributions according to these levels, and more contributions mean more benefits. The state will also adjust the contribution scale according to the growth of the per capita income of rural residents.

Second: Collective Subsidies

Village collectives that are in a position to do so can subsidize the contributions of the insured. The relevant standard of subsidy is determined by the villagers' meeting held by the villagers' committee democratically. Actively encourage other economic organizations or individuals to provide financial support for the contributions of the participants.

Expanded Information:

Basic role of pension insurance:

Pension insurance is an indicator of the livelihood security of the elderly, through redistributive means or savings to establish an insurance fund to pay for the cost of living of the elderly. Its implementation has the following roles:

1, conducive to ensuring the reproduction of labor force

Through the establishment of the system of old-age insurance, it is conducive to the normal intergenerational turnover of the labor force group, the old people retired in old age, the new growth of the labor force smoothly employed, to ensure the rationalization of the employment structure.

2, conducive to social security and stability

Pension insurance for the elderly provides a basic livelihood security, so that the elderly have a sense of security in old age. With the arrival of population aging, the proportion of the elderly population is getting bigger and bigger in number, old-age insurance guarantees the basic life of the elderly workers, which is equal to guaranteeing the basic life of a considerable part of the population in the society.

3, conducive to the promotion of economic development

Countries designing pension insurance systems mostly link equity and efficiency, especially partial accumulation and full accumulation of the pension mobilization model. The amount of pension that a worker receives after retirement is directly related to his or her wage income and contribution during the period of on-the-job labor, which can undoubtedly produce a kind of incentive for workers to work actively during the period of employment and improve efficiency.

Baidu Encyclopedia - Pension Insurance