What are the characteristics of electronic money compared with traditional money?

Money as a special commodity of universal equivalent? Is it a product of commodity exchange? Its main function is to implement circulation means and payment means as a trading medium. The form of money obeys the content of money and evolves with the development of the times? "Replacing one symbolic currency with another is a never-ending process." Like this? The possible forms of money are infinitely diverse. So far? The form of currency has gone through the stages of physical currency, substitute currency and credit currency. Really? From the early common commodity currency to precious metal currency to the recorded data in paper money and bank accounts? The form of money has experienced the evolution from value entity to value symbol. At the same time, electronic money appeared. The so-called electronic money? Electronic money? It refers to the currency that is stored in the computer system of the bank in the form of electronic data stream by means of electronic machines and various transaction cards, and realizes the circulation and payment functions in the form of information transmission through the computer network. What is the scope of "electronic money"? Such as credit cards, savings cards, debit cards, IC cards, consumer cards, telephone cards, gas cards, electronic checks, electronic wallets, online money, smart cards and so on. Almost all electronic payment tools and payment methods related to the fund are included. The essence of electronic money and traditional money is to be a special commodity with universal equivalent? This special commodity is embodied in certain social relations of production. Electronic currency and traditional currency have five functions at the same time: value scale, circulation means, payment means, storage means and world currency. All reflect the value of goods? Have a moderate effect on commodity exchange? It has a regulating effect on commodity circulation. The background of electronic money is different from traditional money. Such as social background, economic conditions and scientific and technological level; What is its manifestation? Electronic money uses electronic pulses instead of paper to transmit and display funds? Through microcomputer processing and storage? Without the size, weight and imprint of traditional currency. Electronic money can only be circulated in the field of transfer? And the circulation speed is much faster than traditional currency. Can traditional currency circulate anywhere? Electronic money can only be used in the credit card market. Is the traditional currency issued by the state and forced to circulate? And electronic money is issued by banks? Its purpose can only be propaganda and guidance? Can't give orders by force? And in use? Should French currency be used to reflect and realize the value of goods? Solve the creditor-debtor relationship between commodity producers. Electronic money has a wider and deeper impact on society. The space occupied by electronic money is different from that of traditional money. The face value of traditional money is limited, so a lot of money will inevitably occupy a lot of space, while the space occupied by electronic money is very small, and the volume is almost negligible. Smart cards or computers can store unlimited amounts of electronic money. Electronic money is different from traditional money transmission channels. Traditional currency takes a long time to deliver and is risky, so some preventive measures need to be taken. The transportation of a large number of traditional currencies even needs to organize personnel to transport potassium armed. Electronic money can be transmitted over a long distance in a short time, and transferred to all parts of the world instantly with the help of telephone lines and the Internet, with less risk. Electronic money and traditional money calculation need different time. The counting and calculation of traditional currency requires more time and manpower, which directly slows down the transaction speed. The calculation of electronic money can be completed by computer in a short time, which greatly improves the transaction speed. Fourth, the degree of anonymity is also different. The anonymity of traditional currency is relatively strong, which is also the reason why traditional currency can circulate without restrictions. However, traditional currencies have printed numbers, and traditional currencies are always inseparable from face-to-face transactions, which greatly limits the anonymity of traditional currencies. The anonymity of electronic money is stronger than that of traditional money, mainly because of encryption technology. The anonymity of electronic money is different from that of traditional money. Does the traditional currency have printed numbers? At the same time, traditional currency is always inseparable from face-to-face transactions? This greatly limits the anonymity of traditional currency. And electronic money is more anonymous than traditional money? Mainly the adoption of encryption technology and the convenience of long-distance transportation of electronic money.