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What bank card is UnionPay?

UnionPay is not a bank.

As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards.

On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards.

Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing between commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured.

Extended data:

Service scope of UnionPay account:

Manage and operate the UnionPay logo. For example, banks are authorized to issue dual-currency credit cards with the logos of credit card companies such as China UnionPay (mostly RMB and USD). Most bank cards circulating in Chinese mainland bear the UnionPay logo. Construction and operation of a unified national inter-bank information exchange network for bank cards.

In fact, the service of China UnionPay has surpassed that of Chinese mainland. In China, Hongkong, Macau and Taiwan Province provinces, as well as more than 160 countries or regions such as Korea, Thailand, Singapore, Japan, the United States and Germany (as of June, 1965, 438+07), UnionPay services can also be used in some areas, including inquiry, credit card consumption and cash withdrawal.

Provide advanced electronic payment technology and professional services related to interbank information exchange of bank cards. In major cities of Chinese mainland, most ATMs are affixed with UnionPay logo, which can provide services for bank cards with China UnionPay logo. Carry out technological innovation of bank cards.

Baidu Encyclopedia-China UnionPay