What are the payment methods now?

1, cash payment. This payment method is familiar to everyone. Usually, you can't swipe your card or use cash in other ways when you buy some small items or buy things at roadside stalls, but if you spend a lot, cash may be troublesome, and if you bring too much cash, it may increase the risk. Advantages of cash payment: direct, convenient and intuitive payment experience. Disadvantages: queuing during peak hours, insufficient change, counterfeit money and other phenomena make it difficult to establish contact with customers and deepen marketing information. 2. Pay by credit card. When using a savings card to pay, there must be enough balance in the card, that is to say, if you want to swipe the savings card to buy things, you must first store money in the card. Of course, the bank will pay interest on the money in the card according to the current deposit. Although it is convenient to brush, if you want to buy something and find that the balance in your card is insufficient, you can't completely trade it. 3. Pay by credit card. The biggest advantage of credit card is that it can overdraw consumption in advance, which also solves the problem of insufficient balance of savings card that wants to buy this item. A credit card can directly use the credit line given to you by the bank, and you don't need to make a deposit first, but you only need to repay it on the last repayment date. However, credit cards also have disadvantages. For netizens who can't control their consumption desire, if they have limited repayment ability and want to overdraw their credit cards without restraint, once the arrears are not paid back, they will not only generate various interests, but also affect their personal credit records. This will be very uneconomical. 4, WeChat, Alipay payment. At present, most merchants have also opened the payment methods of WeChat and Alipay, but the money inside can only be used by bank card transfer or bank card binding. The biggest advantage is convenience. When you go out, you can buy everything you want with a mobile phone and WeChat and Alipay.