Traditional Culture Encyclopedia - Traditional festivals - Major reform of the insurance industry
Major reform of the insurance industry
Article 10 of New China stipulates that insurance should return to the "insurance" function of insurance essence, and there are clear provisions on death payment. In addition, the use of the third set of life tables has promoted the price reduction of life insurance pricing. The profit requirement of insurance companies is 80% of the available cash value of customers, which makes the insurance industry enter a virtuous circle, and the essence of insurance lies in the guarantee function.
There will still be return insurance in the future, but the form and pricing are different.
Buying insurance is the allocation of funds within our means, and the essence is risk leverage. Choose carefully.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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