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The development trend of financial market

Financial industry banking

Present situation and development trend of financial industry

In the global economic environment, the financial industry is increasingly affected by the international situation. China's financial industry has gradually opened to the world, and foreign financial institutions have entered China to compete with Chinese banks. State-owned financial institutions are also developing internationally. The business backbone of domestic financial institutions has become the primary goal of foreign financial institutions.

Employment Status and Employment Trend in Financial Industry

At present, the demand for undergraduate graduates in the financial industry is declining, while the demand for graduate students is increasing. A large number of graduates majoring in law and computer information have been introduced into the financial industry. The talents needed by the financial industry are increasingly developing in the direction of comprehensive development.

The professional directions of talents favored by the financial industry are: quantitative analysis, actuarial science, corporate finance, securities investment, risk management and control, financial engineering, etc.

Industry characteristics of major cities.

Beijing's financial industry is playing an increasingly important role in Beijing's economic development. In 2007, the added value of Beijing's financial industry increased by 5.4% year-on-year, accounting for 13% of the city's GDP. The financial industry has become a pillar industry of the capital economy.

Shanghai's financial industry is one of the most important pillar industries in Shanghai. It has basically established its position as a domestic financial center and is the region with the most perfect domestic financial market system. Shanghai is taking solid steps towards becoming an international financial center.

There are many financial institutions in Shenzhen, and a complete financial industrial chain has been formed. Being close to Hong Kong is the biggest advantage for the development of Shenzhen's financial services industry, and the pace of financial integration between Shenzhen and Hong Kong will be greatly accelerated in the next 10-20 years.

Present situation and development trend of banking industry

International financial institutions are actively seizing the Asia-Pacific market. Competition is becoming more and more fierce. Banks are expanding their market share. At present, the main business of state-owned commercial banks focuses on traditional banking business such as deposits, loans and remittances, and foreign exchange business, and new financial products have a great market. The development of banking will expand investment in information technology and risk prevention technology, and pay more attention to capital management and risk control; The online platform of the banking industry will be further expanded.

Employment Status and Employment Trend in Banking Industry

Entering the bank needs to start from the grassroots level and carry out internal job rotation and job transfer. Commercial banks favor talents with certain experience and professional background in enterprise management, international finance and monetary policy. Foreign banks recruit a large number of fresh graduates, all of which emphasize foreign language requirements.

Key positions, salary and career development path

The annual salary of loan officers starts from 200,000 yuan.

Tellers, examiners, credit analysts, credit auditors, senior loan officers and corporate business letters.

Manager of loan department, vice president of branch, president of branch, deputy general manager of corporate business department of branch.

General manager of the business department of the Bank, vice president of the branch and president of the branch.

Risk management starts with 200,000 yuan per year.

Credit Analysis-Credit Approval-Risk Control-Risk Control Manager-Head of Risk Management Control Department

manager

The annual salary of fund management starts from 250,000 yuan.

Trader-Assistant Fund Manager-Fund Manager-General Manager of Fund Department

The annual salary of traders starts from 250,000 yuan.

Trader-Senior Trader-Manager of Finance Department-General Manager of Finance Department