How can the elderly avoid being cheated into buying health care products?

I have been troubled by this problem recently. Every day, the elderly at home attend classes, and there are piles of health care products at home. I spend hundreds of dollars on things, even a dollar. I collected this encyclopedia of fraud prevention for the elderly, printed it out for the elderly, and asked them to watch the lectures one by one to see if they were cheating. Do your best to help them recognize the facts. I hope I can help you. I can't help it I'm not a child anymore.

Although health care products have health care functions, they are not medicines and cannot fundamentally treat diseases. They can only be used as adjuvant therapy and play a certain role in health care, which varies from person to person. Eating health care products is unscientific, which not only makes it difficult to play a health care role, but also harms people's health. Health care products manufacturers are mixed, and many manufacturers have low or no qualifications. Many health care products actually have no propaganda effect, and even have serious side effects after use. Fake and shoddy health care products can also cause death. Some unscrupulous businessmen set a "trap" for the elderly, using various sales methods to defraud money, and they have repeatedly succeeded. The elderly have limited discrimination and often fall into the "trap" and are cheated of health and money. Nine common scams and tricks to promote health care products were exposed.

Statistics from relevant departments show that the annual sales of health care products in China is about 200 billion yuan, and the consumption of the elderly accounts for more than 50%. Among them, more than 70% of health foods exaggerate their efficacy. Although it is not uncommon for the media to report that the elderly are cheated in buying health care products at high prices, it still cannot stop the enthusiasm of the elderly to buy health care products. There are endless scams to promote health care products for the elderly.

Scam 1 "expert" free clinic lecture. Illegal traders sell drugs, health care products or medical devices in residential areas, morning markets or parks, and through free physical examination, they make nothing out of nothing or deliberately exaggerate the health risks of the elderly, thus achieving the purpose of selling drugs.

Scam 2 hype curative effect. Regular health care products have the efficacy approved by the state, and any health care products can only play an auxiliary role in health care or treatment at most, but can not play a therapeutic role. And illegal traders hype the curative effect.

Scam 3 product "cures all diseases". The advertised products are mysterious, effective for most internal diseases, and even "cure all diseases".

Scam 4 "Chronic diseases can also be cured". It is said that the world medical problems such as hepatitis B, diabetes, hypertension and cancer can be cured by taking health care products, which is against medicine and satisfies the psychology of patients who are eager to be cured and do not want to take medicine for a long time.

Scam 5 "import, patent, high technology". Attract elderly consumers under the banner of "import, patent, high technology and environmental protection". Deliberately exaggerating propaganda, promoting ordinary goods into high-tech or green goods.

Scam six "free travel" and "give a medical examination". Promote health care products with "strategies" such as free car use, travel and physical examination to induce the consumption of the elderly.

Scam 7 "Chatting with others" is an emotional promotion. Some elderly people who live alone are eager to communicate with others, and scammers seize this and engage in emotional sales. First, I warmly greet the elderly, then I go to the door to talk to the elderly every day and help with housework. After gaining the trust of the elderly, I began to sell expensive products.

Scam 8 is set step by step and finally "leaves". Free lecture on the first day, sending washing powder and other things; The next day, you can sell a low-priced item, saying that you can return it for a refund if you try it at home; On the third day, I will return the goods and refund the money as scheduled, and promote another high-priced commodity, usually several hundred yuan, and still promise a refund; "Leave" on the fourth day.

Deception 9 "Buy health care products to make a fortune" Recently, a manufacturer in Dalian said that "health investment" has rich returns. As long as you buy health products produced by a company in our city, you can not only get all kinds of rich gifts including overseas travel, but also get a large number of original shares of the group company. The securities regulatory department said that similar acts were suspected of issuing original shares in violation of regulations in disguise, but the way of "buying products to send original shares" was actually playing a marginal role, which made it difficult for the securities regulatory department and the industrial and commercial department to investigate and deal with them. This paper summarizes and analyzes the reasons why the elderly are deceived in purchasing health care products, including their strong health awareness and "special liking" for health care products, as well as the increasingly concealed and deceptive promotion methods of scammers and the poor supervision of relevant departments.

Recently, the industry and commerce department summarized the recent promotion rules:

In the first step, some operators will register individual business licenses, obtain legal business status, and enter a batch of health care products or ordinary foods with approval numbers to sell in stores, paving the way for promoting products; In addition, some operators will also issue invitations to attend health knowledge publicity classes in residential areas, parks and other places, and indicate that they will give gifts to the participants.

The second step is to intercept relevant medical information and print it into a book, and analyze the illness in the form of theoretical discussion, but without any product promotion, in order to let the elderly consumers relax their vigilance and be anxious to know how to treat it.

The third step is to broadcast a regular medical propaganda film, so that the elderly consumers will have the illusion of a long illness.

The fourth step, after the atmosphere is created to a certain extent, some operators will sell on the spot, give various promises, and try their best to let elderly consumers buy. If the old people don't have enough money, they will be sent to their homes and settled; Some operators will "catch a big fish in a long line", only ask to fill out a health questionnaire, and then come to the door to establish a long-term marketing relationship in a quiet way.

Police summary of common scams

1, hold a health lecture. Merchants promote drugs by organizing elderly people to attend health talks. A few hundred dollars per bottle of health care products is actually only worth a few dollars. Organize free travel. Call in the name of activities organized by the Office for the Aged and projects to help the elderly, invite the elderly to participate in free travel and free clinic, then rent a bus to send the elderly to the scenic spot, and take the opportunity to invite so-called "experts" to give lectures on health care knowledge and promote various health care drugs.

2. Selling investment projects In order to package themselves into formal companies, some swindlers rent rooms in high-end office buildings, decorate them carefully, and then fabricate "investment projects" to publicize them everywhere. Old people come to investment consultation, receive warmly, ask so-called analysts to "analyze" the industry background and profit trend, and trick middle-aged and elderly people into investing with high interest rates. Once the old man invested money, the company was empty.

3. Generally, there are two swindlers on site for maintenance and inspection. They lied that they were heating maintenance workers. They are entrusted by the property management company to repair the heating in residents' homes, and then wait for an opportunity to commit theft. Some people pretend to be inspectors or civil affairs workers, and in the name of testing gas or running subsistence allowances, they go to the door to commit fraud or robbery.

4. Liars pretend to be friends of the children of the elderly, falsely claiming that they are friends of the children of the deceived elderly, and can tell the names and work units of their sons or daughters. After gaining the trust of the elderly, he lied that his family was ill and needed money urgently and borrowed money from the elderly.

5. Generally, there are more than two swindlers who switch packages and divide the money. Cheater A deliberately dropped a bag containing bundles of cash while walking in a hurry. As soon as the old man answered, liar B immediately went up and asked for "half-to-half meeting". At this time, A came back to look for the bag. B saw it and lied to the old man, saying, "You bring the bag you found, and I'll distract the lost people. In order to prevent you from running away with your bag alone, you must give me the cash or valuables you have with you, and then divide the money after the lost person leaves. " After the two swindlers left, the old man discovered that the money in the bag was counterfeit.

6. Other forms of fraud

I. "Recruitment" and "Recruitment"

Second, ancestral secret recipe: so-called "precious medicinal materials" such as submarine pearls, tiger bones, tiger whips and bezoar. Most of the swindlers put on the stalls are made of cow bones, pig bones or other similar substances. After processing and disguising, they are "fooled" by their associates. Tip: If you have all kinds of difficult diseases, you should go to a regular hospital or go to an individual clinic with medical qualifications. Don't delay treatment because you care about face, or even lead to greater disaster.

Third, SMS.

When you come into contact with these swindlers, they will always find out various excuses such as "paying income tax", "mailing parcel fee" and "discounting cash handling fee", so that you can remit the above fees to their designated bank account in advance. Once the money is remitted, it falls into the trap of a liar. Tip: Don't believe in winning the prize by SMS. It is not appropriate to remit money easily and provide clues to help investigate the case.

4. The residential phone was compromised: criminals obtained your residential phone number (and sometimes family members) and mobile phone number through illegal channels in advance, and then pretended to be the "Interpol captain" to contact you through the mobile phone, asking you to stop for a few hours to "cooperate with the police in investigating the case" and cut off your contact with your family. As soon as you stop the machine, the criminals immediately hung up your phone and lied to your family and said, "something happened to XXX! In surgery! Please remit ×× ten thousand yuan to ×× place as soon as possible! " When your family can't contact you in an emergency (your mobile phone is turned off at the moment), you will often be at the mercy of criminals and remit money to the designated place. A few hours later, your contact with your family returned to normal, only to know that you were cheated. Tip: Generally speaking, the police will not interfere with the freedom of communication of ordinary citizens, and will not ask ordinary citizens to "cooperate with the case" by means of mobile phone contact. Therefore, the public can completely ignore such calls from the so-called "Interpol Captain" and "Interpol" of unknown origin. At the same time, in social interaction, especially when going out, citizens should not easily disclose their mobile phones, home phone numbers or family members to the so-called enthusiastic "friends" or "peers" they meet on the way, so as to avoid inviting wolves into the room.

5. If the certificate is stolen, remittance is required. Mr. Wang, the father of Ms. Li, a citizen of Luoyang, is over 80 years old this year. On the morning of June 65438+1October 65438+September, Mr. Wang received a phone call. "On the phone, the other party said that he was from Changsha Public Security Bureau. They found out that my ID card was stolen, and some people bought drugs of 1 10,000 yuan in my name. " Mr. Wang recalled that he was shocked and at a loss. The "policeman" on the phone told Mr. Wang that he could now help Mr. Wang understand things and save him from punishment, provided that Mr. Wang remitted him 23 thousand yuan. The "police" also told Mr. Wang not to tell anyone about it, including his family, and to remit money immediately. Thinking that things could be settled soon, Mr. Wang immediately agreed and immediately went out to remit 23,000 yuan to the account provided by the "police". In the afternoon, after Ms. Li came home from work, Mr. Wang mentioned it to her. Ms. Li learned that her father was cheated and quickly called the police. Police tip: Liars take advantage of the weakness of the elderly, such as nervousness and poor judgment, to defraud the elderly of money by telephone. When an old man receives a phone call from a stranger at home, he'd better transfer it to his children or call the police.

Liars are pervasive, how should the elderly guard against them? Adhere to the following principles to make the elderly unscathed:

First of all, in the face of all kinds of deception, we must keep a clear head, not greedy for small profits, not credulous of other people's lies, and remember that there is no free lunch. It is necessary to overcome the greedy mentality and dispel the idea of "making big money with small money", "eating small losses and taking big advantages" or "getting something for nothing". There will be no pie in the sky. You should take care of your money bag. Whenever someone asks you to pay, you must be more careful not to give it away easily.

Secondly, usually pay more attention to the news media, community blackboard newspapers, billboards, slogans and other propaganda, understand the current various types of fraud, be vigilant, and strengthen the ability to identify fraud.

Third, stay away from suspicious people. Now some swindlers often take the initiative to greet the elderly, befriend them and show great enthusiasm at the same time. At this time, some elderly people are easy to relax their vigilance. We remind the elderly not to be too close to "strangers" to avoid being deceived. In addition, don't bring valuables and jewelry when you go out alone.

Fourth, whenever you want to move money, don't believe the liar's nonsense of "don't tell anyone" When you can't make up your mind, find your wife, children or your trusted neighbors and friends, inform them of the situation, ask for advice, discuss countermeasures, and resolutely call the police when necessary.

Fifth, don't participate in so-called lectures, free trips, free tea parties, free visits to company operations and other activities to avoid being deceived by them; Don't trust all kinds of high-return investments, so as not to be blinded by profits; Generally speaking, the so-called annual income can be "guaranteed" to exceed 10%, which must be marked with a big question mark; Don't blindly believe in high-yield publicity and the so-called "company strength" to prevent turning a blind eye. Old people go to regular hospitals when they are sick, to regular pharmacies when they buy medicines, to seek marriage through their trusted relatives and friends and regular matchmaking agencies, to go to regular intermediaries when they look for jobs, and to go to regular publishing houses when they publish books.

Real case analysis

11/On October 8th, Aunt Yu, who lives in Yinxing Lane, was cheated out of 4 100 yuan by a middle-aged lady who visited the elderly as a kind person many times. After learning that he was cheated, the old man found that he knew nothing about the identity of the woman. Among these deliberate scams, the elderly are most easily fooled by scams that take health and family as bait. When the elderly use money and things, they should take the initiative to communicate with their families or relatives and friends, which will reduce or avoid being deceived. At the same time, charge yourself, learn more information and improve your recognition ability. When a person's recognition ability is improved, he will have a pair of vigilant eyes to avoid being deceived. Don't trust others, listen to more opinions before making a decision. Old people should be vigilant when interacting with unknown strangers, don't believe sweet words, don't covet small favors, don't reveal personal real information at will, especially when it comes to money, be more vigilant and considerate. If you can't make a correct judgment, or have any questions, don't make a decision immediately, ask your children and friends around you for advice, and think twice before you act. We should keep pace with the times and often read news and newspapers to increase our knowledge. As the saying goes, "Listen to all kinds of news and newspapers, care about the national economy and people's livelihood, especially pay more attention to some legal columns, broaden your horizons, learn from others' experience, keep pace with the times, and constantly improve your ability to prevent and identify all kinds of deception.

Grandma Wang, who lives in Ann, is almost eighty years old. She was an employee of a state-owned enterprise before she retired. A few years ago, by chance, Grandma Wang was introduced to a lecture on health care products, and it got out of hand. According to the reporter's unannounced visit, the lecture of the so-called "Association for the Elderly" was held in a rented house, and many elderly people crowded in it to carefully record what the lecturer said. There are no fewer than "staff" around 10 people, and it is strictly forbidden for the elderly or their families to shoot with mobile phones and other tools. The "lecturer" used various means to sow dissension and fool the elderly into taking money from home to buy health care products. But as soon as most people pay the money, they immediately go to the building.

3. On April 38, 2065+March 16, the staff of a bank in Taishan New Village, Pukou District, Nanjing reported to the police that an old lady had come to withdraw money with a fake check, but she persisted after being rejected, and called the police for help. After receiving the police, the police immediately went to the scene. After some investigation, it was found that the old man was cheated and cheated to buy health care products. The other party claimed that the money on this check was returned to the old man. After verification by the bank, this check is indeed a fake.

4.2065 438+06 Xi An, a 69-year-old retired college teacher, said that he saw many old people coming out of the hotel with some pots and things in their hands. Curious, he asked some people and learned that he could listen to health knowledge and get gifts for free, so he joined the business with his wife. As a result, after listening to the class for three days, the other party was cheated of 8,000 yuan to buy things. Soon after, the children criticized the old couple, thinking that he had been cheated, and ran to the hotel to find someone. He has gone to the building.

5.2065438+In August 2006, in a hotel in Yongding County, Longyan City, Fujian Province, a health lecture organizer promoted deer tendon and bone strengthening wine and other commodities to the elderly, and the prices ranged from 2,800 yuan to 5,600 yuan, which attracted many elderly people to buy. It is reported that most of the lectures were held in the name of caring for the elderly, and some eggs and noodles were sent to encourage the elderly to invite more people to attend the lectures. Then, they slowly began to let the elderly pay a small amount of cash to buy cheap goods, and returned the money the next day, slowly increasing the shopping amount to several thousand yuan. Fortunately, law enforcement officers of relevant departments exposed the scam on the spot, and recovered losses for more than 70 elderly people 1.7 million yuan.

6.20 16 A health care product company lured the elderly to Liuduqiao Resort in Fangshan, Beijing by way of free travel. After two days, many old people spent 10 thousand yuan on health care products. But what the old people don't know is that the telephone invitation from the beginning was a trap. After purchasing the information of the elderly from the internet at a price ranging from 20 cents to 100 yuan, the health care products company first calls the elderly in the name of tourism according to the speech, "call hundreds a day." After the old man made an appointment, he sent some small gifts, invited a "health expert" to have a look, and finally took the old man to a sales meeting. After that, the marketing company will take over

7. Old people are aging and easily get sick. In order not to get sick, I often fall into a health care product scam. 20 15 Uncle Cui's wife, who lives in Lanzhou, just watched an advertisement for health care products, and after four months, she took her children to batch a bunch of health care products with no medicinal value120,000 yuan. After Uncle Cui learned that his wife had been cheated, the other company also called and found various excuses to ask for money. In the case of no complaint, the old man in debt had to beg for mercy from the liar: "Leave our family alone and don't call home again."

Recently, the media reported that a 78-year-old woman was dragged into a health care shop to experience pedicure, and was lobbied to spend more than 250,000 yuan for various treatment cards for three months. The old lady who felt that it was ineffective took the store to court and asked for a refund. In fact, it is not uncommon for such elderly people to be deceived. The reason is that the material and emotional needs are distorted, which gives the liar an opportunity, thus greatly increasing the probability of the elderly being cheated.

9. Winning fraud is also a common deception. On the afternoon of 2065438+04, 2065438+04, Nanjing Jiangdong Police Station received an alarm from a bank staff. An old man in his 70 s claimed that he had won the grand prize and wanted to remit money to the other party to pay the so-called tax. The staff were worried about being cheated, but the old man refused to listen to persuasion, insisted on remittance, and made rude remarks to the police, blaming the other party for delaying his chance of winning the prize. In the end, I was helpless and dragged to work. The bank politely refused the remittance of the old man on the grounds that the network was blocked. The police found that the old man's wife had died and his children were not with him. They are usually alone.

10, 20 14, Master He of An received a phone call claiming to be a staff member of a collection company. The other party claimed that his mobile phone number won the lottery and he could buy a set of pure gold commemorative coins issued by the People's Bank of China at a low price. Master He spent 1500 to buy a set. Unexpectedly, when the goods arrived, they were found to be a set of "golden keys", and the invoices and receipts were all fake.

1 1, and in recent years, the "national assets" thawing scam has occurred from time to time, which is essentially an upgraded version of the winning fraud. Liars use the treasure complex to lure them into the trap. In February 2009, Mr. Chen, a 75-year-old Chinese American, was tried in Beijing. From April 2007 to June 2008, three people, including Zhou Zhiping, who had a doctoral degree but only a primary school education, pretended to be Kuomintang veterans and defrauded RMB 749,000 on the grounds of unfreezing 13 trillion national assets. What is even more jaw-dropping is that the number one liar Zhou Zhiping was nearly 99 years old at that time, and the other two defendants were also in their 50 s

12, investment fraud is another trick that the elderly are easy to recruit. The elderly lack confidence in material security such as pension money, and it is easy to be fooled if they want to seek a sense of security through financial management. 20 13 a company in dawang road, Beijing sells foreign conjoined banknotes and philatelic products to the elderly, claiming that it can appreciate rapidly. Many elderly people who listened to the flicker spent tens of thousands to hundreds of thousands of dollars to buy them respectively. They didn't want to wait for "dividends", but the company moved away and the salesman couldn't be contacted. After discovering that they were cheated, the old people called the police.

13.20 16 An old man living in Fengtai District of Beijing listened to a friend's introduction, mortgaged his property to a company, and then gave the mortgaged money to a person for financial management. The old man originally wanted to get back the principal and interest after managing money, and then redeemed the house with the principal. Unexpectedly, the financial manager did not give a penny, and the mortgaged house was also transferred. After that, the people who bought this house urged the old man to move and even moved out all the furniture.

14 and 20 14 two days ago, more than 20 citizens, ranging in age from 50 to 80, came to Guangzhou Baiyun District Public Security Bureau to report the case. About a year and a half ago, they met a man named Jiang Guoliang, who provided the old people with a way to get rich by raising fish in the reservoir. The elderly who were "encouraged" by the previous interest successively "borrowed or invested" and gave him amounts ranging from 30,000 to 2 million. However, since June of that year, the "kickback" has completely disappeared, and Jiang Guoliang's telephone number is no longer available.

15. Grandma Yang, who lives in Heshan District, Yiyang City, Hunan Province, has saved money all her life and saved nearly160,000 yuan for old-age care. But one day on 20 16, she received a phone call at home claiming to be a Shanghai policeman, saying that the state was investigating her and asked her to transfer all the money to a card and freeze it for three days. In order to prove her innocence, she did as the other party asked and told her the password. Her life savings were 6.5438+0.58 million yuan, leaving only 25 cents in an instant. This makes the elderly who are nearly seventy years old simply unacceptable, and they can't afford to be sick at home.

16, and some scammers will use the special growth background and patriotism of the elderly to conduct invisible fraud. 20 1 1 On September 30th, 2008, the "Founding Pioneers-National Day Symposium for Outstanding People of the Republic of China" was held in Beijing National Convention Center. About 500 people attended the symposium, of which about 70% were retirees, and most of them wore medals on their chests. It is understood that to participate in this symposium, it is generally necessary to pay 2,000-2,600 yuan in membership fees, accommodation fees and meals. Calculated by 2,000 yuan per person, 500 participants * * * paid 6,543,800 yuan+0,000 yuan. Relevant units said that this activity has never been organized.

17, the elderly are easy to be cheated, which can't be completely attributed to their love of taking advantage of small things and weak discrimination ability. It's more because their spiritual needs and sense of security can't be satisfied by their children and society, and the swindlers who are good at trying to figure out their minds take advantage of this, "being their children willingly", paying lip service to them, and luring the elderly into scams step by step. The picture shows that there are many health care products promotion gangs in 201kloc-0/Lanzhou, defrauding thousands of elderly people, involving millions of yuan. These gangs often trick the elderly into participating in theaters, basements and other places under the guise of "filial piety for the children of the world." They first give small gifts to the elderly to attract them to "attend classes" every morning, then start brainwashing, and finally sell health care products ranging from two to three thousand yuan to the elderly. Old people who buy health care products become their "members" and run away after they succeed.

So, what scams are there for the elderly in society, or scams that the elderly are easily deceived? The survey shows that there are mainly the following types:

First, take health as bait: this is a prominent scam in recent years, which can evolve into many versions. Some scammers go deep into the community in the name of free medical examination and free service, and fool middle-aged and elderly people into "being sick" for early treatment; Others hold so-called "health talks" in hotels, classrooms and auditoriums to induce middle-aged and elderly people to buy "magic medicine" or physiotherapy equipment.

Second, take family as bait: This kind of scam often asks the parties to transfer money for emergency on the grounds that their children, relatives and friends have accidents such as car accidents and debts. When the parties hear such news, they often lose their minds because of anxiety. In desperation, they acted according to the requirements of the swindlers and were deceived.

Third, take getting rich as bait: this kind of scam is mainly aimed at the parties who are eager to get rich. Liars describe that as long as they participate in their investment and wealth management activities such as fund-raising and equity participation, or buy rare treasures and antiques, they can get high returns. At the beginning, swindlers often put a long line to catch big fish, give the parties a taste of sweetness, and disappear immediately when the wealth reaches a certain amount, making the deceived people complain.

4. Taking loot as bait: This kind of scam mostly occurs in the streets and lanes, with a large number of valuables such as cash, precious metals and jewelry as bait, so that the parties can participate in the "everyone has a share" of the loot, and then the parties will take cash or valuables as collateral to keep the valuables they have found. In fact, the so-called valuables or money are either fakes or replaced.

Fifth, take the "authoritative person" as the signboard: this kind of scam involves many kinds of scams such as health and wealth, and those who play the role of fooling often wear the coat of authority. For example, health experts, Dr. Haigui, antique collectors, stock recommendation analysts, etc. Anyway, whatever works is used as a signboard. And the parties are often fooled by these dazzling auras.

6. Circle money by intimidation: This kind of scam is common in intimidating the parties by means of telecommunications. They often pretend to be public security, banks, telecommunications companies, and even children, teachers, relatives and friends. A phone call, a text message and even an online chat tool tell the relatives of the parties that they have been kidnapped and the bank card password has been leaked and stolen. What makes the parties worry and fear, they will use what means to make the parties fall for it.

Seventh, cheat by "touching porcelain" and threatening: the main way of this kind of scam is that the parties are injured after collision, and their accomplices are accompanied by threats and peace talks, so that the parties can pay for themselves.

So, in the face of these deliberate scams, what are the most gullible old people? The survey shows that the scam with health as bait is the easiest for the elderly to be fooled, reaching 73.3%; Secondly, the scam with getting rich as bait reached 48.4%; Ranked third is a scam that uses family as bait.

So, why are the elderly easily deceived? This survey shows that 74.9% of the respondents believe that the elderly are particularly concerned about health and afraid of getting sick, which is the main reason for being easily deceived; 44% of the respondents think that the information sources of the elderly are outdated and they don't know enough about many new things, including scams; 39.8% of the respondents believe that the decline in cognitive ability is due to the growth of the elderly. In the next order, the elderly have a stronger sense of blind obedience, and they are eager for family friendship and respect.

Through the case analysis of some deceived old people, we can see that they have some common psychological characteristics: lonely old people are more likely to be deceived.

This survey shows that about 50% of the elderly do not live with their younger generation, 37.8% of the elderly couples live together, 8% of the elderly ladies live alone, and 5.3% of the elderly husbands live alone. These elderly people who live alone lack the care of their families. Criminals take advantage of the spiritual emptiness of the elderly, take the initiative to ask questions and ask questions, and cheat after defrauding trust. -Some elderly people are keen to attend lectures on health care products. On the one hand, they attach importance to health, on the other hand, because of their loneliness, they want to "have fun" when they know that it is a promotional activity. They still want to cover their pockets when they go, but once they arrive at the scene, they can't resist the temptation.

The "greedy" mentality of some elderly people is causing trouble. Some elderly people have a psychological weakness of getting something for nothing when walking on the road, and you will encounter opportunities to "make money", such as the gold ingot dug in the construction site, the ring of the winning pot, and the small ticket can be exchanged for large tickets, all of which are regarded as pies falling from the sky. Obviously, there are many strange things, but because of the desire for money, I can't see them naturally. They believe what liars say to them; They do whatever the swindlers tell them to do. As the saying goes, one leaf can't see the forest.

Some old people want to prove themselves. After retirement, the old people are far away from the social role that has accompanied them for a long time. Some of them have a certain sense of inferiority, don't have much language with the younger generation, and sometimes even feel looked down upon by the younger generation. So they hope to prove their ability through some successful examples. This kind of old people are easily confused by investment and collection scams. And often self-righteous, opinionated, unwilling to listen to people.

Some old people are superstitious about authority and have a strong herd mentality. In terms of cognitive ability, the elderly often lack critical spirit when receiving information. Usually, people believe what others say, especially the voice from "authoritative" experts.

How to prevent the elderly from being deceived

In the face of various scams, how to prevent the elderly from being cheated? Respondents believe that social management institutions, families and the elderly need to work together. First of all, the management agencies need to intensify the crackdown. The survey shows that, as far as social management is concerned, the respondents are relatively rational in analyzing the reasons why all kinds of scams are repeatedly banned. 53.3% of the respondents think it is difficult for fraudsters to solve crimes. 48.4% of the respondents believe that some scams are between legal and illegal, or between criminal cases and civil cases, and the boundaries are vague, so law enforcement needs a high degree of wisdom. However, no matter how difficult the law enforcement is, 8 1. 1% of the respondents hope that the relevant departments will intensify the crackdown. Obviously, strengthening the management of strike hard is the knowledge of the respondents. At the same time, respondents also said that the elderly, especially some middle-aged and elderly people who are relatively healthy, should also be vigilant. First of all, don't make your own decisions. Ask your family for advice in advance. Especially when the elderly use money and things, they should take the initiative to communicate with their families or relatives and friends, which will reduce or avoid being cheated.

Secondly, don't be greedy and gullible. Old people should understand the profound truth that there will be no pie in the sky, overcome the psychology of being greedy for petty gain and being cheated less.

Third, the elderly need to keep learning, understand and master more scientific knowledge and improve their recognition ability. When a person's recognition ability is improved, he will have a pair of vigilant eyes to avoid being deceived.

Undoubtedly, the role of family members may be more important in systematic engineering to prevent the elderly from being deceived. Often after the incident, the losses caused are irreparable, and it is a long-term process for the elderly to improve their own abilities. Moreover, it is very difficult for the elderly to learn new things. Respondents pointed out that caring for and communicating with the elderly are the most important means to prevent fraud. According to the survey, 88.4% of the respondents believe that it is most important to chat with the elderly frequently and let them know about society from their relatives. Secondly, 79.9% of the respondents believe that it is also an important means to prevent fraud to let the elderly know as much fresh information as possible; 70.9% of the respondents believe that the elderly must have more healthy social opportunities to eliminate loneliness.

It is precisely because of this that if the next generation is filial, it is also one of the basic contents of filial piety, in addition to taking care of the diet and daily life of the elderly and reminding them not to be deceived. There is such an "anti-fraud association for the elderly", which often tells the elderly in combination with typical cases that chanting will prevent the elderly from being deceived.