What are the advantages of online payment compared with traditional payment?

Compared with traditional payment, online payment has the following advantages:

1. Online payment uses advanced technology to complete information transmission through digital circulation, and all payment methods are digital. The traditional payment method is to complete the payment through the circulation of cash, the transfer of bills and the exchange of banks.

2. The working environment of online payment is based on an open system platform (Internet); However, traditional payment is operated in a relatively closed system.

3. Online payment uses the most advanced communication means, such as Internet and extranet, while traditional payment uses traditional communication media. Online payment requires higher hardware and software facilities, and generally requires networked microcomputers, related software and other supporting facilities, while traditional payment does not have such high requirements.

4. Online payment has the advantages of convenience, quickness, high efficiency and economy. As long as users have a PC with Internet access, they can complete the whole payment process in a short time without leaving home. The payment fee is only a few tenths or even a few percent of the traditional payment. Online payment can completely break through the limitation of time and space, and can meet the working mode of 24/7 (24 hours a day, 7 days a week), and its efficiency is beyond the reach of traditional payment.

5. Technical support for online payment. Due to the intangible and electronic characteristics of online payment tools and payment processes, the security management of online payment tools can not rely on ordinary anti-counterfeiting technology, but can be realized through the security protection functions of network security equipment such as user passwords, software and hardware encryption and decryption systems, firewalls and so on.

Tips: The above information is for reference only.

Reply time: 202 1-04-29. Please refer to the latest business changes announced by Ping An Bank in official website.

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