What are the advantages and disadvantages of four financial management methods? (Senior One Politics)

Deposits: Demand deposits are highly liquid, flexible and convenient, but their returns are low. The liquidity of time deposits is poor, and the income is higher than that of demand deposits, but lower than that of bond stocks. Deposits are safer and less risky. This is a quick investment.

Bonds: mainly divided into government bonds, financial bonds and corporate bonds. According to risk, national debt is the smallest, followed by financial debt, and corporate debt is the largest. According to the rate of return: national debt is the smallest, followed by financial debt, and corporate debt is the largest. This is a reliable investment.

Stock: high-risk and high-yield investment.

Insurance: investment to avoid risks.