What are the types of credit business of Bank of China

Personal consumption loan is a loan product provided to individual customers for consumption purposes based on their credit status and the collateral recognized by Bank of China provided by the customer. According to whether the loan is secured or not, personal consumption loans are divided into personal secured consumption loans and personal unsecured consumption loans; according to whether the loan amount can be used on a revolving basis, personal consumption loans are further subdivided into personal secured revolving consumption loans, personal secured non-revolving consumption loans, personal unsecured revolving consumption loans and personal unsecured non-revolving consumption loans.

For more information on other loan types, please contact your local BOC branch.

The above content is for your reference, please refer to the actual business regulations.

If you have any questions, please feel free to contact Bank of China online customer service.

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