What are the main sources of funds for commercial banks?

The main source is the funds deposited by individuals and enterprises in banks.

Commercial Bank, abbreviated as CB in English, is a kind of bank, which is a financial institution that undertakes credit intermediary through deposit, loan, remittance and savings. The main business scope is to absorb public deposits, issue loans and discount bills. General commercial banks do not have the right to issue money, and the traditional business of commercial banks is mainly deposits and loans.

The concept of "commercial banks" was originally used because such banks only engaged in "commercial" short-term lending business in the early stage of development. Generally speaking, the loan period does not exceed one year, and the loan target is generally businessmen and import and export traders.

People call this kind of bank whose basic business is to absorb short-term deposits and issue short-term commercial loans a bank. China's commercial banks refer to enterprise legal persons established in accordance with People's Republic of China (PRC) Commercial Bank Law and People's Republic of China (PRC) Company Law to absorb public deposits, issue loans and settle accounts.

Banks are one of the most important financial institutions in the economy. The primitive state of western banking can be traced back to ancient civilization in ancient Babylon and BC. According to the Encyclopedia Britannica, as early as the 6th century BC, there was a "rigby" bank in Babylon.