What is Ping An Annuity?

Ping An Annuity refers to an annuity insurance product launched by Ping An Insurance Company. Consumers pay premiums according to insurance contracts, and insurance companies pay premiums on an annual, semi-annual, quarterly or monthly basis until the death of the insured or the expiration of protection. This Ping An annuity is the insurance premium paid within the prescribed time limit.

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China Ping An Life Insurance Company of China Insurance Company's annuity insurance is essentially a kind of financial insurance, and the insured often hopes to get some income every year through the insurance annuity. Customers take a fancy to annuity insurance precisely because when and how much the income from annuity insurance can be collected, and it will be clearly written into the insurance contract, which will not be affected by the external market environment, and can provide us with long-term stable cash flow, ensure the sense of security of the elderly or the education of children, and solve the problems of children's education fund savings, their own pension reserves and stable cash flow.

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Because the annuity of annuity insurance can only be collected at the time agreed in the contract, early surrender usually has certain economic losses. To a certain extent, this requires the insured to keep fixed reserve assets, which can also play a role in compulsory savings for the moonlight family.

It should be noted that the personal protection function of annuity insurance is relatively weak, so before buying annuity insurance, it is best to configure personal protection such as critical illness insurance, medical insurance and accident insurance, and then use the extra spare money to buy annuity insurance.

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