The main dilemma and development trend of current enterprise pension insurance and medical insurance

China's basic pension insurance replacement rate will gradually drop to 60%. In contrast, the basic pension insurance treatment level in foreign countries is generally around 40%. Despite the relatively low level of treatment, many countries are already facing serious pension insurance financial deficits and institutional crises under the generalized trend of population aging. Downsizing the level of state pension insurance and strengthening the role of enterprise supplementary pension insurance and individual saving enterprise supplementary pension insurance pension insurance have become the *** knowledge of the reform of the pension insurance system in all countries. Therefore, in the long run, with the same trend of population aging in China, but also to the structure of the entire pension insurance system to make appropriate adjustments, downsizing the level of basic pension insurance, assigning the enterprise supplemental pension insurance to a greater responsibility.

Pension insurance is an important part of the social security system, and is one of the most important of the five major types of social insurance. Pension insurance is a social insurance system established by the state and the society in accordance with certain laws and regulations to solve the basic livelihood of workers after they reach the working age limit set by the state for the termination of their labor obligations, or after they quit their jobs due to old age and loss of labor capacity.

The 2014-2018 China Pension Insurance Market In-depth Assessment and Development Prospect Forecast Report **** thirteen chapters published by China Industry Research Report Network. Firstly, it introduces an overview of pension insurance, the operating environment of China's pension insurance industry, etc. Then, it analyzes the current situation of China's pension insurance industry, and introduces the operation situation of the national pension insurance fund and the market dynamics of China's commercial pension insurance industry. Subsequently, the report analyzes the operation status of key enterprises in China's pension insurance, and finally analyzes the market development trend and investment strategy of China's pension insurance industry. If you want to have a systematic understanding of the pension insurance industry or want to invest in the pension insurance industry, this report is an indispensable and important tool for you.