What knowledge do credit risk management and legal prevention and control majors need to learn in depth?

The specialty of credit risk management and legal prevention and control is an interdisciplinary subject involving finance, economy, law and other fields. In this major, students need to study the following aspects in depth:

1. credit risk identification and evaluation: learn how to identify and evaluate the credit risk of enterprises or individuals, including credit rating, credit scoring and other methods.

2. Credit risk management strategy: master the basic theories and methods of credit risk management, such as credit risk transfer, diversification, hedging and other strategies.

3. Laws and regulations: Be familiar with the laws and regulations related to credit risk management such as contract law, guarantee law and bankruptcy law, and understand the legal principles and regulations that enterprises should follow in the process of credit risk management.

4. Credit risk management tools: Learn the principles and applications of credit risk management tools such as credit derivatives and credit guarantee insurance.

5. Credit risk management information system: Master the design, development and application of credit risk management information system to improve the efficiency and accuracy of credit risk management.

6. Case analysis: Through the analysis of actual credit risk events, understand the actual operation process of credit risk management and improve the ability to solve practical problems.

7. Industry background knowledge: Understand the characteristics and development trends of credit risks in different industries, and provide targeted suggestions for credit risk management.

8. Communication and cooperation ability: learn to communicate effectively with financial institutions, enterprises, government departments and other parties to improve the effect of credit risk management.

In short, students majoring in credit risk management and legal prevention and control need to have solid basic knowledge of finance, economy and law, and have strong ability to analyze and solve problems. In the process of learning, we should pay attention to the combination of theory and practice, and constantly improve our comprehensive quality.