Traditional Culture Encyclopedia - Traditional stories - What are the differences between several payment methods currently used in e-commerce?
What are the differences between several payment methods currently used in e-commerce?
1: payment instrument. Alipay WeChat Wallet QQ Wallet Jingdong Wallet These all belong to this category.
2. Pay online. Mainly UnionPay online payment and credit card online payment.
3. Pay by phone and SMS. The kind that directly deducts the phone bill.
4: card payment. Pay by card number and password. For example, point cards, prepaid phone bills.
Their differences lie in the following points:
Distinguishing method 1: transaction method provider: 1 All non-banks directly provide third-party trading tools. General banks provide fast payment through UnionPay. Non-financial institutions provide the third category, with small market share and small use area.
Difference 2: fast payment and direct payment. Express payment, like third-party transactions, belongs to this category. The operation is simple and quick.
Direct payment is to verify the personal information of online banking and credit cards, including mobile phone numbers, confirm the identity of guests, and make direct bank payment.
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