Weizhong bank loan business

For a long time, financing for small and micro enterprises has been extremely difficult due to their small scale and lack of collateral. The loan for small and micro industries launched by Weizhong Bank, with the advantages of no pledge, wireless account opening, the fastest one-minute receipt and a maximum of 3 million yuan, has alleviated the problem of "difficult and expensive financing" for small and micro enterprises, and has been recognized by the majority of users. Especially after the loan, Weizhong Bank launched a flexible repayment method, which relieved the worries of small and micro enterprises and reduced the pressure on small and micro enterprises in all directions.

Below, I will give you a detailed introduction to the micro-loan repayment of Weizhong Bank:

As for the repayment method, the micro-loans of Weizhong Bank can be repaid in installments or settled in advance.

Installment: When users borrow money, they can choose 12 or 24 installments according to actual needs, and repay the loan monthly. Remit the repayment amount into the account before the repayment date of each installment 17: 00, and the system will automatically deduct the money when it expires. It should be noted that if the account balance is less than the current repayment amount, it needs to be transferred through online banking.

Failure to repay on time is overdue. On the one hand, overdue will affect the credit records of individuals and enterprises; On the other hand, it will generate overdue interest.

Early repayment: Small loans can be repaid in advance, but not in part. But it must be settled in full in advance, and there is no handling fee. It should be noted that repayment cannot be made in advance on the same day.

For the specific steps of early settlement, we can flexibly operate from two paths:

Solemnly remind: If you don't click the settlement button in advance, the system will not settle in advance, and interest will be calculated on a daily basis.

2. app path of "micro-enterprise AMP": click on the home page of WeChat commercial loan card to view-click on repayment inquiry-click on collection to enter the collection details page-click on settlement in advance-click on confirmation settlement-repayment is successful.

Weizhong Bank's loans for small and micro industries have flexible repayment methods, which allow small and micro enterprises to "dare to borrow" on the basis of "borrowing", truly think what small and micro enterprises think and be anxious, and become the general preferred financing method for small and micro enterprises.

Related questions and answers: How does Weizhong Bank negotiate to call Weizhong Bank's customer service center after the repayment is overdue, and then inform itself of the reasons for the overdue and express its strong willingness to repay? However, the income is too low and the repayment ability is insufficient, so I apply for deferred repayment. When users apply for deferred repayment, it is naturally better to provide proof of debt difficulty. At present, Weizhong Bank can negotiate repayment, and loans overdue people can raise the issue of negotiating repayment. Need to be reminded that users need to provide some relevant certificates when applying for deferred repayment. Users can submit disease certificates, income certificates, and even provide screenshots of debts and overdue online loans. Weizhong Bank is a private bank initiated by well-known enterprises such as Tencent. It has obtained the financial license issued by Shenzhen Banking Regulatory Bureau 20 14 and 12, and is the first private bank in China. Weizhong Bank strictly abides by national financial laws, regulations and regulatory policies, and is committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises on the basis of compliant operation and steady development. In May of 20021year, Weizhong Bank's annual report for 2020 showed that by the end of 2020, Weizhong Bank's total assets were 346.43 billion yuan, up about 19% year-on-year. In 2020, the operating income of Weizhong Bank was 1, 988,654,380+billion yuan, a year-on-year increase of 33.70%; The net profit was 4.957 billion yuan, a year-on-year increase of 25.49%. The method of negotiation by stages after the deadline is 1. It's faster to go to a civil law firm to consult a lawyer, but you need to pay a certain fee to the lawyer. I believe that everyone is unwilling to take this money. Then you can try the second one. 2. By complaining about the unreasonable behavior of the bank to which the overdue credit card belongs, request the bank to intervene and coordinate, and point out that it is willing to resolve the dispute by stages through consultation. If J accepts it, the bank will stop the dunning and call to negotiate the installment. So, please don't turn off your phone again to avoid dunning. Notes for self-negotiation: 1. Be sure to talk to the people in the bank credit card center, not the people who outsource the debt collection company to a third party. If the credit card has just expired less than two months, this is not the best time to negotiate, because the bank has not paid too much attention to the cardholder. When the collection is 1-2 months, which is about 2-6 months overdue, it can be negotiated. 3. Talk more about difficulties, express a strong willingness to repay, and clearly state your repayment ideas.