Is there an advantage in buying funds in securities firms?

At present, there are three main channels for fund sales, namely, fund company direct sales center, bank agency outlets and securities company agency outlets.

1, fund company direct sales center: you can go through the procedures of account opening, subscription and redemption through online transactions, and enjoy preferential transaction fees, regardless of time or place; The disadvantage is that when customers need to buy products from multiple fund companies, they need to go through relevant procedures in multiple fund companies, and investment management is more complicated. In addition, investors are required to have corresponding equipment and Internet access conditions, and have strong network knowledge and application ability.

2. Consignment bank outlets: there are many bank outlets, which are convenient for deposit and withdrawal; The products of fund companies sold by various bank outlets are limited, mainly new funds.

3. Securities companies sell on a commission basis: Securities companies generally sell the products of most fund companies on a commission basis, with a wide range of choices. The account managers of securities companies have professional investment ability and can provide good analysis and suggestions. All kinds of trading procedures of funds can be realized through online trading and telephone entrustment of securities companies. The deposit and withdrawal of funds are carried out through bank-securities transfer, and securities, funds and other products can be combined and managed in one account; However, there are fewer outlets of securities companies than banks, so it is necessary to go to the outlets of securities companies for the first time.

Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.

Tips:

1. The above contents are for reference only and do not make any suggestions. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;

2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2022-0 1-24. Please refer to the latest business changes announced by Ping An Bank in official website.