What are the investment methods?

The common investment methods are 14, which are savings, bonds, stocks, funds, real estate, foreign exchange, antiques, calligraphy and painting, insurance, lottery tickets, funds, coins, stamps and jewelry.

First, investment and financial management methods

1, buy hard currency wealth management products such as gold;

2. Deposit in the bank for investment and wealth management;

3. Buying insurance is also a good way to manage money;

4. Buy government bonds and corporate bonds: manage money conservatively;

5. Buy money funds: actively manage money conservatively;

6. Buy equity funds: actively manage money;

7. Buy and sell stocks by yourself: if you have enough confidence in yourself;

8. Investing in P2P online loan products: The annualized rate of return is generally high.

What are the common investment and financial management methods?

1, bank savings

Although this investment method is more traditional, there are still a large number of families and individuals who manage their finances in this way. However, one disadvantage of this kind of investment and financial management is that the income is low, even not enough to resist inflation.

2. Bank wealth management products

In fact, the scope of protection of bank wealth management products is relatively wide, but here refers to a relatively narrow sense of bank wealth management products, that is, products designed by banks themselves. The income of this kind of products is still relatively general, but it still has obvious advantages compared with the first one. However, there is also a disadvantage that the purchase threshold is relatively high, usually starting from 50 thousand yuan. Therefore, for many ordinary investment users, it is still inconvenient.

3. Fund products

There are many kinds of fund products, which can be subdivided into money funds, bond funds, mixed funds, index funds and stock funds. According to different fund types, they have their own characteristics in terms of income and security. But in general, it is still a relatively simple way to invest and manage money.

4. Structured wealth management products combine the advantages and disadvantages of other financial instruments according to different product characteristics and are suitable for short-term and medium-term configuration.

5, stocks, stocks are also a more participatory investment method, but although the return on investing in stocks may be quite high, the risk is also very high.

6. Trust and private placement are excellent capital inheritance tools, but they are also financial investment channels that are difficult for ordinary users to access, because their thresholds are basically several million.

7. Insurance. Although strictly speaking, insurance is not a wealth management product, it can play a very good role in ensuring our property and life safety.