Traditional Culture Encyclopedia - Traditional stories - Can I swipe my card without a card pos?
Can I swipe my card without a card pos?
-POS (point of sale) is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use.
The difference between payment without card and payment with POS card.
1. Payment without credit card is different from POS consumption mode. Any credit card payment is not equivalent to online consumption, just like you buy things in Taobao JD.COM. No matter when and where you swipe your card, it is normal to pay without swiping it. Merchants who do not pay by credit card are special merchants of the bank. The mode of brushing POS machine for the first time is relatively simple, using Bluetooth connection, and the merchant is a local offline merchant.
2. The payment rate without card is different from that of POS machine. Card-free payment is an online payment channel with a lower rate, while paranoid people are an offline channel with a higher rate, and each transaction has a single fee superposition.
3. It has different usages. It is more convenient and faster to pay directly with mobile phone application software without a card. POSS machine uses Bluetooth physical machine and mobile phone application program to operate, and the steps are complicated.
4. The problem of merchants paying without cards. There is no credit card payment to support custom merchants. Select what is the merchant's bill to show what is the merchant. There is no code skipping, but the POSS machine is a code skipping machine, especially if it is brushed many times, it will jump around in different places. If the difference between the two is hundreds of kilometers, the card swiping behavior will be easily monitored by banks. Card-free payment is basically a fixed online merchant, which simulates consumers' shopping, just like shopping in JD.COM and Taobao, and will not be monitored by banks.
5. I didn't swipe my card because I needed a mobile phone verification code. Generally, it is used by credit card. Whether the POS machine or the credit card reader is imported into the UnionPay system in the end, the POS machine needs the assistance of physical hardware to import into the UnionPay system. Payment without network card belongs to the UnionPay system of network scheme, and the final settlement method is the same! If you put the machine on your body, it is safe!
6. The way of agency is different. Pos agents need to purchase their own goods and sell them to collect money. If you can't sell it, you can only stay in your own hands. They need to advance their own funds. Without a credit card payment agent, they don't need to pay in advance, nor do they need to hoard goods like POS machines. Just register an application on it and you can use your mobile phone to load goods! Promote two-dimensional code exhibition industry, mobile phone-second agent, manage a mobile phone every day!
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