Pros and cons of working in the insurance industry, all here!

This article is suitable for the insurance industry is interested in, want to know more about this industry friends read, if you currently do not have this interest for the time being, then ......

Then it is also recommended that you take the time to look at, perhaps, after you have seen, you will find a different insurance industry, because I personally This is the case, the longer you do insurance, the more you love the industry, of course, this post, I will certainly analyze objectively, the pros and cons will tell you.

The rapid development of the insurance industry

The development of the insurance industry can be described as rapid, for example, we take the premium income in recent years for reference:

(Source: CBIRC, Foresight Industry Research Institute)

Or we take the number of insurance companies established in recent years for reference:

(Source: CBIRC)

(Source: CBIRC)

(Source: CBIRC)

(Source: CBIRC)

(Source: CBIRC)

However, in addition to the rapid development, during the period also produced a lot of industry phenomena. For example, most of the traditional insurance companies are still using the "sea of people tactics", constantly recruiting, grabbing people, and the quality and professionalism of the practitioners, the requirements are low. Although the industry requires more than high school, but the cost of high school education fraud is extremely low, and even some companies, even high school education are not required, these recruited salesmen, in fact, more like the insurance company's customers, and these people are also letting their own and around the most wrong to buy a class of insurance, because of the poor professionalism, do not know the logic of the insurance configuration, and naturally, can not provide customers with a better insurance planning, completely relying on favors! The main reason for these phenomena, in fact, is because the insurance market is still immature, as well as the insurance company's eagerness to make quick profits due to the operating mechanism.

So, I personally think that the insurance industry is really developing rapidly, but in the process of development, it has also exposed a lot of problems and contradictions, and the most important contradiction is the contradiction between the people's increasing demand for insurance professionalism and the lack of professionalism of a large number of practitioners, which has also made a lot of people misunderstand the insurance, and even disgusted.

Pros and cons of engaging in the insurance industry

I'm a long-termist, do things require 100% focus, after graduating from college, I was recruited to a large national public company, do the management of the supermarket hypermarket, with just eight years, from an intern, hard work, all the way through the thorns, promoted to the manager, store manager, in this traditional industry, the progress is definitely considered to be faster than in the past. Progress is definitely counted as the faster kind.

After 3 years in the store manager position, career development has reached the ceiling, stay in their own comfort zone all day long, living a pension-like "two points one line", which has obviously deviated from the career development plan I made for myself, so I have been looking for, compared to their own industry characteristics, there is no which industry is not the most important.

These are the first time I've seen the world's most popular brand, and it's been a long time since I've seen the world's most popular brand.

What attracts me to the insurance industry?

Insurance is a mixed bag of pros and cons. In my own list of concerns, I think the biggest advantage is that insurance makes you a better person. Even though you're dealing with old age, sickness and death, it's because you see the sadness of the world that you appreciate the good times even more. This is not difficult to understand, right? Then gradually change is your personal outward appearance, such as you will become more love their own body, you will become more humble and friendly, you will become more positive minded, full of positive energy feedback.

Secondly, insurance is an industry that can have lifetime compound interest. That is to say, you learn today's insurance knowledge, tomorrow can be used, next year can be used, lifelong can be used, in the rapidly changing technology now, this feature can be said to be "once and for all"; Similarly, you deal with a customer today, tomorrow is still your customer, next year is still your customer, if you have a good enough quality of service, he (she) will be your lifelong customer, then he (she) will be the first time. (She) will be your lifelong customers, and finally, you work out in the process, more and more skillful ability to talk about the single, but also for you to accumulate more and more customers.

Finally, insurance has no ceiling, enough time for you to invest in a long-term struggle, of course, the return is also very rich, in fact, many times, I think, insurance is not in the work, but in the cause, which is like you start your own business, but compared to the entrepreneurship, insurance you do not need to invest in the capital, but you invested in the energy, but it can not be less.

Other things, such as doing insurance can be free time, millions of dollars a year, and so on and so forth, we listen to it. Because to do anything, as long as you want to do well, will certainly take up a lot of your time and energy, do insurance time freedom, just reflected in your own arrangements for their own work and rest time, but on the daily workload, but a little bit of slack, you did not put in so much time and energy, to see so many customers, to do so much insurance program, and even experience so much rejection, your business is certainly not up to it. It's an iron law that no one can get something for nothing, and often the better the performer, the more he or she pays. Then a million dollars a year, indeed, but any industry, is the law of two or eight, insurance is also, a million dollars a year is just a minority, again, this is with the time and effort you pay is also proportional.

What has changed in myself since I became an insurer?

It is accurate to say that this industry can change a person in many ways, and all of them positively, provided of course that you want to change and it is never too late.

1. In terms of mentality, I no longer suffer, recalling the previous work state, in addition to dealing with the work of the thorny issues, but also has to deal with the complexity of interpersonal communication, "office politics" exists in all enterprises, because there is a competition for resources between coworkers, and the insurance company, each team, have **** the same interests. There are *** with the same interests, you can be good, I can be good, you are not good, I will help you good, this kind of synergistic atmosphere, will make people a lot less defensive, a lot more trust and support.

2. In the body, this point really want to thank the insurance industry, let me pay more attention to their own bodies, but also can maintain healthy eating habits and the necessary exercise, before the work, to be honest, not want, but no time, off time is not fixed, and often overtime, and after work, but also more socializing, and now I can control their own time, every day I can put the work and life arrangements, and try to do it. I'm not going to be able to do that, but I'm going to be able to do it, and I'm going to be able to do it.

3. In the family, a lot of changes, before the work, really can not help, the care of the family, as well as the son's companionship is relatively small, many times I came home, my son has fallen asleep, and now look back, I missed a lot of important points about his growth, such as the first time to smile, the first time to walk, the first time to talk ... ... ...From this point of view, I owe something to my son, but my daughter is not the same, because the insurance time can be controlled by themselves, and now every day will take a lot of time to spend with her, I want to wait until I am old to remember the child, for the daughter's childhood, my memories will be a little more.

In my personal opinion, what are the bad things about the insurance industry?

The previous section has been talking about how good the industry is, so is there anything bad about it? You must always be prepared to be rejected by others, which is a common phenomenon in all sales industries, and in the insurance business, it is particularly prominent.

Other disadvantages, such as the insurance industry, there is no base salary, bad performance will not have income, I think the strict sense is not a disadvantage, because if the performance is not good, you will not be a long time to do it, the insurance is a "king of the left" industry, if the performance is done well, you can do the same very high income.

So, is the insurance industry difficult to do? I don't think it's difficult at all! I'm an ordinary people family, a no power two no money, before joining the insurance industry, there is no little resources, do not know who will be my customers, but I go all out, if you also keep with me the same state of work, for example, now, has been 1:00 a.m. is still in the word writing articles, I believe that you can also do a good job! I've made a video before, I think you can take a look at it.

What kind of company is Minya?

First of all, Mingya is an insurance brokerage company, after you join, you will become an insurance broker, about the broker, if you have read the article written by the old king, you must be able to see, and the broker model and the traditional insurance company agent model, there is a world of difference.

Simply put: insurance brokers are based on the interests of customers, (this point has been clearly written in the "Insurance Law" inside), for customers from the market hundreds of companies, thousands of products, selected the most suitable for the actual needs of customers' insurance products, all the considerations from the starting point, are customer-centered, not only the product is more, and the position of a clear, that is, the customer's insurance representative. This is very different from the agent model, which aims to sell its own products, and is what attracts me the most

The following video is my own video about the difference between broker and agent status, which you can click to watch:

So apart from the broker model, what else is different between Mingya and other insurance intermediaries? In fact, as far as the old king is concerned personally, has entered the Mingya three years, not a newcomer, when it is also their own because of similar interests, and actively attracted by the Mingya, in my eyes, the Mingya never for any insurance company stand, firmly stand in the position of the customer, in order to solve the real needs of the customer oriented, the pursuit of objectivity, focusing on the growth of the company's salesman and empowerment, focus on the quality of the business and the customer's word-of-mouth, the industry have illustrated that the Mingya is a clear stream, the Mingya is a good example. The industry is saying that Asia is a clear stream, and the people of Mingya are more Buddhist, I think, these points are what makes it different.

The characteristics of Mingya also lies in the absence of product description, because we believe that the main products, production will be, and customer demand-centered broker positioning, contradict each other, so will not be the main push or the main focus of a certain company, a certain product, do not push the production will be, and the insurance company's products to achieve the same sales commission, really do everything to the customer's needs first, the insurance company to cooperate with, and do not promise a percentage of the sales. The first thing I want to do is to make sure that I have a good understanding of what I'm doing and how I'm doing it.

Finally, the old king felt the need to talk to you about the team's choice, because the Mingya is the national increase, each team basically has its own set of perfect management system and training methods, so before joining the team, observe the team's mode of operation, whether or not it is suitable for you personally, it is still very necessary.

The Mingya Insurance Brokerage Tianrui Business Department, where Mr. Wang is based, has 300+ professional insurance brokers and is distributed in 26 regional business departments and branches across China. We provide risk management, insurance brokerage and financial consulting services to middle and high-end families and corporate clients in all major provinces, autonomous regions and municipalities directly under the Central Government.

From the perspective of personnel distribution, the post 80s and 90s brokers in the sales department account for more than 92%, which is a young and energetic team. The team is capable of learning, thinking independently, acting with integrity and good stress resistance, and is able to cope with diversified customer needs and independently solve all kinds of complex issues of customers' concern.

If you are interested in Wang's team, you can first contact me for more in-depth communication to see if our team meets your expectations.

Finally, I hope that through this article, you have an objective understanding of the insurance industry, Mingya Brokerage, in fact, when you really enter this industry, will find that although we are part of the sales industry, we need to rely on the signing of a single transaction to obtain income, but the meaning of the insurance is obviously different from other commodities, especially when you handle the end of the customer claims, the customer to get the compensation of a bang, "thank you", "thank you", "thank you", "thank you", "thank you", "thank you", "thank you", "thank you", "thank you". "Thank you", to your strong recognition and trust, you will certainly feel the flash of this industry, your personal sense of presence in society, will be bursting.