What are the forms of international trade financing? If classified management?

Reduce the deposit and open a letter of credit.

Product definition

Opening a letter of credit by reducing the deposit refers to the trade financing business in which our bank exempts or partially exempts customers from opening a letter of credit deposit. When a customer applies for opening a letter of credit with reduced margin, he needs a credit limit, which is deducted when opening the letter of credit and restored when the letter of credit pays foreign exchange.

Product advantage

To provide you with pre-import financing, you only need to open a letter of credit with a small amount of funds, which will help you expand your business.

import bill advance

Product definition

Import bill refers to the short-term financing provided by the bank to the applicant when paying abroad under the premise of mastering the import right of goods under the import letter of credit, and the applicant pays the principal and interest according to the agreed interest rate and time limit.

Product advantage

This business is to provide importers with post-import financing, provide strong financing support for customers from the import of goods to the actual sales and recovery of payment, and help customers speed up their turnover.

Delivery by bank guarantee

Product definition

Delivery guarantee means that the customer can apply to our bank to open a delivery guarantee and give it to the carrier to deliver the goods first when the original of the ocean bill of lading under the letter of credit opened by our bank upon the customer's application has not been received and the goods have arrived at the port. After the customer obtains the original documents, he will exchange them for the original delivery guarantee.

Product advantage

Post-import financing of import enterprises can meet customers' demand for early delivery and reduce the impact of goods stranded in Hong Kong.

packing credit

Product definition

Packaging financing, also known as export letter of credit mortgage loan, means that the exporter receives the letter of credit from the issuing bank and applies for RMB working capital loan from our bank for the procurement, processing, packaging and production of export goods.

Product advantage

Provide pre-export financing for export enterprises and solve the capital demand of enterprises before delivery.

Purchase of export bills

Product definition

Export bill refers to a short-term export trade financing method that our bank pays the consideration to the beneficiary and obtains the right of relevant documents at the request of the beneficiary (exporter) without receiving the relevant funds.

Product advantage

Post-export financing provided to export enterprises meets the needs of customers to collect foreign exchange in advance.

Forfaiting

Product definition

Forfaiting, also known as bill package purchase, refers to the business that banks buy or act as agents to buy forward bills accepted by issuing banks because of customers' real trade background. Forfaiting business includes two modes of operation: buying by yourself and acting as an intermediary.

Product advantage

The post-export financing of export enterprises has no recourse to customers, and the buyout interest rate is fixed.

Xinbao financing

Product definition

Trade financing under short-term export credit insurance, referred to as credit insurance financing for short, refers to the short-term trade financing business that the exporter applies for short-term export credit insurance with China Export Credit Insurance Corporation and transfers the compensation right of export credit insurance to our bank, and then our bank handles the export business of exporting goods, declaring exports and paying premiums according to the export contract.

Product advantage

Exporters can handle bill discount business, collection and unsecured remittance business under the letter of credit with the insurance policy of China Xinbao.

Export tax rebate loan

Product definition

The escrow loan of export tax rebate account refers to the short-term working capital loan provided to export enterprises with the export tax rebate accounts receivable as repayment guarantee under the premise of escrow of the export tax rebate special account of export enterprises, which is used to solve the short-term financial difficulties caused by the export enterprises' failure to receive the export tax rebate in time.

Product advantage

Alleviate the short-term financial shortage caused by insufficient export tax rebate indicators, solve some loan mortgage guarantee problems, and support enterprises to further expand exports.